Hunt & Live

Q&A · Hunting

Do drop-camp hunters need special insurance or permits?

April 5, 2026

Quick Answer

Drop-camp hunters typically do not require special insurance, but they may need to obtain a permit or license from the state wildlife agency where they plan to hunt. Requirements vary depending on the state and species being hunted. It's essential to check with the relevant authorities before heading out.

Permits and Licenses

Drop-camp elk hunting requires a valid hunting license and any additional permits required by the state. In Montana, for example, drop-camp hunters need an elk license and a special permit for the area they plan to hunt. The permit allows hunters to use a predetermined camp and hunt within a specific area. In Wyoming, hunters need a general elk license and a limited-entry permit for certain areas.

Insurance Considerations

While not mandatory, consider purchasing accident insurance to protect yourself and your hunting party in case of an unforeseen event. This type of insurance can help cover medical expenses, lost gear, or other costs associated with an accident. For example, a policy from the Outdoor Underwriters Association (OUA) can provide up to $10,000 in coverage for emergency medical evacuations.

State-Specific Requirements

Before heading out, research the state’s specific regulations and requirements for drop-camp elk hunting. In some states, like Colorado, hunters may need to complete a mandatory hunter education course or pass a written exam to obtain their license. Others, like Idaho, may have specific gear restrictions or bag limits. It’s essential to stay up-to-date on these regulations to avoid fines or penalties.

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