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Q&A · Off-Grid

Are There Off-Grid Insurance Policies Specifically for RVs?

May 8, 2026

Quick Answer

Yes, there are off-grid insurance policies specifically for RVs, which cover unique risks such as equipment failure, natural disasters, and theft. These policies often include specialized coverage for off-grid systems and equipment. They can also provide protection for RV owners who live in remote areas.

Off-Grid RV Insurance Options

If you’re an RV owner living off the grid, you’ll want to look for an insurance policy that specifically covers your unique needs. These policies are often referred to as “off-grid” or “RV off-grid” insurance. They can provide coverage for your RV, as well as any off-grid equipment you may have, such as solar panels, wind turbines, and generators.

Key Features to Look for in Off-Grid RV Insurance

When shopping for off-grid RV insurance, look for policies that include the following features:

  • Coverage for off-grid equipment, such as solar panels and wind turbines
  • Protection against equipment failure and natural disasters
  • The ability to customize your policy to fit your specific needs
  • A high level of customer service and claims support
  • A policy that allows you to keep your RV on-site, even if it’s not in a traditional RV park

Off-Grid RV Insurance Providers

Some popular insurance providers that offer off-grid RV insurance policies include:

  • Good Sam Insurance: Good Sam offers a range of RV insurance policies, including off-grid coverage for solar panels, wind turbines, and generators.
  • Progressive Insurance: Progressive offers a specialized RV insurance policy that includes coverage for off-grid equipment and systems.
  • GEICO Insurance: GEICO offers a range of RV insurance policies, including off-grid coverage for solar panels and wind turbines.
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