Hunt & Live

Elbert County, CO

27,799 residents · 1,850 sq mi · 15.0/sq mi · 100% rural

Climate
48°F
17.3" rain/yr
Water
dry sub-humid
Aridity index 0.83
Hardiness
Zone 7a
Winter low ~4.1°F

About Elbert County

Elbert County is a county located in the U.S. state of Colorado. As of the 2020 census, the population was 26,062. The county seat is Kiowa and the largest town is Elizabeth. Elbert County is included in the Denver-Aurora-Lakewood, CO Metropolitan Statistical Area.

67
Prepper Suitability
worsebetter
National rank: #633 of 3,109
Locator map
Location within the continental US

Prepper Assessment

Living in this area offers a predominantly rural lifestyle with a low population density of 15.0 people per square mile. The climate is characterized by an annual mean temperature of 48.0°F and an average of 17.3 inches of rain per year, making it suitable for a range of crops in USDA zone 7a. However, the dry sub-humid classification indicates that water conservation will be vital for self-sufficient living, particularly during the hotter months when summer highs can reach 86.8°F.

The county faces several notable natural hazards, with wildfire risk ranked at 95, indicating a high potential for wildfires. Hail (ranked 89) and winter weather (ranked 76) also pose significant risks. While the violence percentile is low at 22, indicating a safer environment, the cost of living can be a concern, with a median home price of $623,300, which may be prohibitive for some prospective residents. The effective property tax rate is relatively low at 0.44%, which could help mitigate some financial burdens.

This county could suit individuals or families looking for a rural lifestyle with a strong emphasis on self-sufficiency, provided they are prepared for the challenges of wildfire and limited water resources. Those who thrive here are likely experienced in farming or homesteading practices and can adapt to the harsh winter conditions. However, newcomers seeking a more urban lifestyle or those unable to invest in property may find this area less accommodating, particularly given the high housing costs and limited broadband access at 63% subscription rates.

AI-generated analysis based on county data (climate, hazards, density, housing, economy). For general orientation only.

Key Facts

Top 11% nationally
National prepper rank: #334 of 3,109.
#4 in CO
Top 5 counties in Colorado out of 64.
Dominant hazard: wildfire
FEMA ranks wildfire risk at 95/100 here — the leading natural threat.
Sparse population
15.0 people per square mile — well below the CONUS average.
Climate profile
Classified as dry sub-humid with a 48.0°F annual mean and 17.3" of annual precipitation. USDA hardiness zone 7a.
Housing & taxes
Median home value $623,300.

Score Breakdown

Violence
41
percentile (lower = safer)
Disasters
36
percentile (lower = safer)
Density
23
percentile (lower = emptier)
Overall FEMA Risk
36.6
NRI composite (0-100)

Natural Hazard Profile (FEMA NRI)

Cold Wave 49
Drought 34
Earthquake 32
Hail 89
Heat Wave 10
Riverine Flood 30
Ice Storm 20
Landslide 32
Lightning 43
Strong Wind 28
Tornado 49
Volcano 36
Wildfire 95
Winter Weather 76

Monthly Climate (1991–2020 normals)

Average temperature
JFMAMJ JASOND
Monthly precipitation (inches)
JFMAMJ JASOND
Summer high
86.8°F
Winter low
14.1°F
Heating degree days
6,631
Cooling degree days
463

Housing & Economy

Median home value
$623,300
Median HH income
$124,360
Price to income
Property tax rate
0.44%
~$2,769/yr median

Community Profile

Median age
45.6
Homeownership
93.3%
Poverty rate
4.3%
Unemployment
2.3%

Connectivity

Broadband households
63.3%
No internet access
4.1%

Explore Elbert County Further

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Data sources. Prepper scores are national percentile ranks of firearm fatalities (County Health Rankings 2024 / CDC WONDER), FEMA National Risk Index 2023 composite disaster score, and population density (ACS 2022 + TIGER 2022 land area). Climate from NOAA nClimDiv 1991–2020 normals. Hardiness zone is estimated from climate data and may differ from the official USDA PHZM. Demographics and housing from Census ACS 5-year 2022. All scores are for comparison purposes only and do not constitute advice about where to live.