Hunt & Live

Cerro Gordo County, IA

42,409 residents · 568 sq mi · 74.6/sq mi · 20% rural

Climate
45.9°F
35.8" rain/yr
Water
humid
Aridity index 1.7
Hardiness
Zone 6b
Winter low ~-2.2°F

About Cerro Gordo County

Cerro Gordo County is a county located in the U.S. state of Iowa. As of the 2020 census, the population was 43,127. Its county seat is Mason City. The county is named for the Battle of Cerro Gordo, which took place during the Mexican–American War. The county is part of the Mason City, IA Micropolitan Statistical Area.

46
Prepper Suitability
worsebetter
National rank: #1760 of 3,109
Locator map
Location within the continental US

Prepper Assessment

This area features a mix of rural and urban environments, with a population density of 74.6 people per square mile. The climate is characterized by an annual mean temperature of 45.9°F, with summer highs reaching 82°F and winter lows dropping to 7.8°F. The USDA zone 6b indicates a growing season suitable for a variety of crops, supported by 35.8 inches of annual rainfall. However, the humid climate can also lead to challenges in managing water resources during dry spells.

Natural hazards are a significant consideration, with drought ranked at a high FEMA risk of 98. Tornadoes and severe winter weather also pose threats, with rankings of 89 and 88, respectively. While the area has a relatively low violence percentile of 10, suggesting a safer environment, the higher density percentile of 64 may indicate more crowded living conditions. The median home price of $145,200 is reasonably affordable, but property taxes at 1.50% could be a concern for budget-conscious individuals.

This county may suit those looking for a balance of rural living with access to urban amenities, particularly individuals who can manage the risks associated with severe weather. Homesteaders who thrive in a community setting and are prepared for the challenges of a humid climate may find it appealing. However, those who prefer complete isolation or are unprepared for extreme weather events may find this area less suitable for their needs.

AI-generated analysis based on county data (climate, hazards, density, housing, economy). For general orientation only.

Key Facts

Ranked #1,423 nationally
Out of 3,109 CONUS counties for composite prepper suitability.
#84 of 99 in IA
Ranked #84 of 99 counties statewide for prepper suitability.
Dominant hazard: drought
FEMA ranks drought risk at 98/100 here — the leading natural threat.
Rural-suburban mix
74.6 people per square mile.
Climate profile
Classified as humid with a 45.9°F annual mean and 35.8" of annual precipitation. USDA hardiness zone 6b.
Housing & taxes
Median home value $145,200.

Score Breakdown

Violence
28
percentile (lower = safer)
Disasters
70
percentile (lower = safer)
Density
64
percentile (lower = emptier)
Overall FEMA Risk
69.6
NRI composite (0-100)

Natural Hazard Profile (FEMA NRI)

Cold Wave 75
Drought 98
Earthquake 24
Hail 76
Hurricane 12
Heat Wave 20
Riverine Flood 69
Ice Storm 42
Landslide 34
Lightning 21
Strong Wind 70
Tornado 89
Wildfire 27
Winter Weather 88

Monthly Climate (1991–2020 normals)

Average temperature
JFMAMJ JASOND
Monthly precipitation (inches)
JFMAMJ JASOND
Summer high
82°F
Winter low
7.8°F
Heating degree days
7,561
Cooling degree days
651

Housing & Economy

Median home value
$145,200
Median HH income
$63,149
Price to income
2.3×
Property tax rate
1.5%
~$2,182/yr median

Community Profile

Median age
44.3
Homeownership
71.6%
Poverty rate
9.3%
Unemployment
3%

Connectivity

Broadband households
68.6%
No internet access
11%

Explore Cerro Gordo County Further

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Data sources. Prepper scores are national percentile ranks of firearm fatalities (County Health Rankings 2024 / CDC WONDER), FEMA National Risk Index 2023 composite disaster score, and population density (ACS 2022 + TIGER 2022 land area). Climate from NOAA nClimDiv 1991–2020 normals. Hardiness zone is estimated from climate data and may differ from the official USDA PHZM. Demographics and housing from Census ACS 5-year 2022. All scores are for comparison purposes only and do not constitute advice about where to live.