Hunt & Live

Hamilton County, IA

14,820 residents · 577 sq mi · 25.7/sq mi · 49% rural

Climate
47.4°F
36" rain/yr
Water
humid
Aridity index 1.64
Hardiness
Zone 6b
Winter low ~-0.5°F

About Hamilton County

Hamilton County is a county located in the U.S. state of Iowa. As of the 2020 census, the population was 15,039, and was estimated to be 14,856 in 2024. The county seat and the largest city is Webster City. The county was named to honor William W. Hamilton, a President of the Iowa State Senate.

66
Prepper Suitability
worsebetter
National rank: #673 of 3,109
Locator map
Location within the continental US

Prepper Assessment

Living in this area offers a mix of rural charm and moderate climate, with an annual mean temperature of 47.4°F and about 36 inches of rainfall per year. The growing season is typical for USDA zone 6b, allowing for a variety of crops. The terrain is primarily flat, which can be advantageous for farming and self-sufficient living. However, the county's population density of 25.7 people per square mile indicates a relatively low level of urbanization, which may appeal to those seeking remoteness.

Natural hazards present some risks, as the county ranks high for drought (96) and has notable threats from hail (72), strong winds (69), and winter weather (66). Although the violence percentile is relatively low at 27, suggesting a safer environment, the overall disaster percentile of 43 indicates some vulnerability to natural events. The median home price of $116,000 is affordable, but the effective property tax rate of 1.39% could impact long-term financial planning for residents.

This county may be a good fit for individuals or families seeking an affordable, rural lifestyle with opportunities for farming and self-sufficiency. Those comfortable with the potential for severe weather and willing to navigate the challenges of rural living may thrive here. However, urban dwellers or those reliant on consistent access to services and amenities may find the remoteness and limited broadband access (57% subscription rate) to be significant drawbacks.

AI-generated analysis based on county data (climate, hazards, density, housing, economy). For general orientation only.

Key Facts

Ranked #660 nationally
Out of 3,109 CONUS counties for composite prepper suitability.
#57 of 99 in IA
Ranked #57 of 99 counties statewide for prepper suitability.
Dominant hazard: drought
FEMA ranks drought risk at 96/100 here — the leading natural threat.
Rural-suburban mix
25.7 people per square mile.
Climate profile
Classified as humid with a 47.4°F annual mean and 36.0" of annual precipitation. USDA hardiness zone 6b.
Housing & taxes
Median home value $116,000.

Score Breakdown

Violence
26
percentile (lower = safer)
Disasters
43
percentile (lower = safer)
Density
35
percentile (lower = emptier)
Overall FEMA Risk
42.9
NRI composite (0-100)

Natural Hazard Profile (FEMA NRI)

Cold Wave 59
Drought 96
Earthquake 17
Hail 72
Hurricane 19
Heat Wave 11
Riverine Flood 41
Ice Storm 39
Landslide 34
Lightning 18
Strong Wind 69
Tornado 65
Wildfire 14
Winter Weather 66

Monthly Climate (1991–2020 normals)

Average temperature
JFMAMJ JASOND
Monthly precipitation (inches)
JFMAMJ JASOND
Summer high
83.1°F
Winter low
9.5°F
Heating degree days
7,133
Cooling degree days
739

Housing & Economy

Median home value
$116,000
Median HH income
$66,685
Price to income
1.7×
Property tax rate
1.39%
~$1,611/yr median

Community Profile

Median age
41.9
Homeownership
71.4%
Poverty rate
7.8%
Unemployment
4%

Connectivity

Broadband households
56.6%
No internet access
15.1%

Explore Hamilton County Further

Similar Counties

Data sources. Prepper scores are national percentile ranks of firearm fatalities (County Health Rankings 2024 / CDC WONDER), FEMA National Risk Index 2023 composite disaster score, and population density (ACS 2022 + TIGER 2022 land area). Climate from NOAA nClimDiv 1991–2020 normals. Hardiness zone is estimated from climate data and may differ from the official USDA PHZM. Demographics and housing from Census ACS 5-year 2022. All scores are for comparison purposes only and do not constitute advice about where to live.