Hunt & Live

Howard County, IA

9,533 residents · 473 sq mi · 20.1/sq mi · 100% rural

Climate
44.7°F
37.4" rain/yr
Water
humid
Aridity index 1.84
Hardiness
Zone 6b
Winter low ~-3.4°F

About Howard County

Howard County is a county located in the US state of Iowa. As of the 2020 census, the population was 9,469. The county seat and the largest city is Cresco. The county was founded in 1851; it was named for General Tilghman Ashurst Howard, a Representative of Indiana.

77
Prepper Suitability
worsebetter
National rank: #294 of 3,109
Locator map
Location within the continental US

Prepper Assessment

Living in this area offers a predominantly rural experience with a population density of 20.1 people per square mile, allowing for a sense of remoteness. The climate features an annual mean temperature of 44.7°F, with a growing season suitable for USDA zone 6b. The average annual rainfall of 37.4 inches supports diverse agricultural activities, although the cold winter lows of 6.6°F may limit year-round growing options without proper planning.

The county faces several natural hazards, including a notable risk of drought, rated at FEMA rank 78, which could impact water availability for self-sufficient living. Hail and strong winds are also concerns, with ranks of 60 and 48, respectively. While the violence percentile is relatively low at 27, indicating a safer environment, the cost of living is moderate, with median home prices around $125,100, which may be a barrier for some.

This area is well-suited for individuals or families seeking a quiet, rural lifestyle with a focus on agriculture and self-sufficiency. Those who thrive here will appreciate the low population density and community-oriented living. However, potential homesteaders should be cautious of the drought risk and prepare for the cold winters, which may be dealbreakers for those unaccustomed to such conditions.

AI-generated analysis based on county data (climate, hazards, density, housing, economy). For general orientation only.

Key Facts

Top 7% nationally
National prepper rank: #227 of 3,109.
#10 of 99 in IA
Ranked #10 of 99 counties statewide for prepper suitability.
Dominant hazard: drought
FEMA ranks drought risk at 78/100 here — the leading natural threat.
Sparse population
20.1 people per square mile — well below the CONUS average.
Climate profile
Classified as humid with a 44.7°F annual mean and 37.4" of annual precipitation. USDA hardiness zone 6b.
Housing & taxes
Median home value $125,100.

Score Breakdown

Violence
26
percentile (lower = safer)
Disasters
15
percentile (lower = safer)
Density
28
percentile (lower = emptier)
Overall FEMA Risk
15.6
NRI composite (0-100)

Natural Hazard Profile (FEMA NRI)

Cold Wave 27
Drought 78
Earthquake 7
Hail 60
Hurricane 10
Heat Wave 17
Riverine Flood 25
Ice Storm 21
Landslide 22
Lightning 21
Strong Wind 48
Tornado 41
Wildfire 9
Winter Weather 29

Monthly Climate (1991–2020 normals)

Average temperature
JFMAMJ JASOND
Monthly precipitation (inches)
JFMAMJ JASOND
Summer high
81°F
Winter low
6.6°F
Heating degree days
7,892
Cooling degree days
536

Housing & Economy

Median home value
$125,100
Median HH income
$63,947
Price to income
Property tax rate
1.31%
~$1,636/yr median

Community Profile

Median age
39.5
Homeownership
76.2%
Poverty rate
8.7%
Unemployment
1.5%

Connectivity

Broadband households
59.7%
No internet access
13.7%

Explore Howard County Further

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Data sources. Prepper scores are national percentile ranks of firearm fatalities (County Health Rankings 2024 / CDC WONDER), FEMA National Risk Index 2023 composite disaster score, and population density (ACS 2022 + TIGER 2022 land area). Climate from NOAA nClimDiv 1991–2020 normals. Hardiness zone is estimated from climate data and may differ from the official USDA PHZM. Demographics and housing from Census ACS 5-year 2022. All scores are for comparison purposes only and do not constitute advice about where to live.