Hunt & Live

Clay County, IL

13,047 residents · 468 sq mi · 27.9/sq mi · 64% rural

Climate
54.9°F
45.9" rain/yr
Water
humid
Aridity index 1.75
Hardiness
Zone 8a
Winter low ~12.2°F

About Clay County

Clay County is a county in the southeastern portion of the U.S. state of Illinois. As of the 2020 United States census, the population was 13,288. Since 1842, its county seat has been Louisville, in the center of the county's area. In 1950, the U.S. Census Bureau placed the mean center of U.S. population in Clay County.

55
Prepper Suitability
worsebetter
National rank: #1175 of 3,109
Locator map
Location within the continental US

Prepper Assessment

This area features a mix of rural and semi-urban living, with a population density of 27.9 people per square mile, allowing for ample space and potential for self-sufficient living. The climate is classified as humid with an annual mean temperature of 54.9°F, providing a growing season suitable for various crops. With 45.9 inches of rainfall per year, water availability is generally favorable, although drought risk is notably high at FEMA rank 90, which could impact agricultural endeavors.

Natural hazards pose some risks in this region, particularly drought, which ranks high on the FEMA scale at 90, and earthquakes at rank 86. The area also faces threats from heat waves (rank 62) and strong winds (rank 58). Despite a lower violence percentile of 17, indicating a relatively safe environment, potential homesteaders should consider the implications of these hazards on long-term sustainability and property maintenance. The median home price of $103,600 is affordable, yet the effective property tax rate of 1.57% may affect overall cost of living.

This county could be a good fit for individuals or families seeking a rural lifestyle with the ability to grow their own food and live off the land, especially those who are prepared for the challenges of drought and natural hazards. However, those who are less adaptable to the risks of climate variability or who rely heavily on consistent infrastructure may find it less suitable. Homesteaders should be particularly cautious of the high drought risk, which could be a dealbreaker for some.

AI-generated analysis based on county data (climate, hazards, density, housing, economy). For general orientation only.

Key Facts

Top 16% nationally
National prepper rank: #496 of 3,109.
#26 of 102 in IL
Ranked #26 of 102 counties statewide for prepper suitability.
Dominant hazard: drought
FEMA ranks drought risk at 90/100 here — the leading natural threat.
Rural-suburban mix
27.9 people per square mile.
Climate profile
Classified as humid with a 54.9°F annual mean and 45.9" of annual precipitation. USDA hardiness zone 8a.
Housing & taxes
Median home value $103,600.

Score Breakdown

Violence
57
percentile (lower = safer)
Disasters
41
percentile (lower = safer)
Density
36
percentile (lower = emptier)
Overall FEMA Risk
41.1
NRI composite (0-100)

Natural Hazard Profile (FEMA NRI)

Cold Wave 43
Drought 90
Earthquake 86
Hail 44
Hurricane 37
Heat Wave 62
Riverine Flood 39
Ice Storm 38
Landslide 56
Lightning 24
Strong Wind 58
Tornado 41
Wildfire 5
Winter Weather 42

Monthly Climate (1991–2020 normals)

Average temperature
JFMAMJ JASOND
Monthly precipitation (inches)
JFMAMJ JASOND
Summer high
87.1°F
Winter low
22.2°F
Heating degree days
4,894
Cooling degree days
1,251

Housing & Economy

Median home value
$103,600
Median HH income
$58,028
Price to income
1.8×
Property tax rate
1.57%
~$1,629/yr median

Community Profile

Median age
41.8
Homeownership
76.7%
Poverty rate
15.7%
Unemployment
6%

Connectivity

Broadband households
65.1%
No internet access
11.5%

Explore Clay County Further

Similar Counties

Data sources. Prepper scores are national percentile ranks of firearm fatalities (County Health Rankings 2024 / CDC WONDER), FEMA National Risk Index 2023 composite disaster score, and population density (ACS 2022 + TIGER 2022 land area). Climate from NOAA nClimDiv 1991–2020 normals. Hardiness zone is estimated from climate data and may differ from the official USDA PHZM. Demographics and housing from Census ACS 5-year 2022. All scores are for comparison purposes only and do not constitute advice about where to live.