Hunt & Live

Ford County, IL

13,249 residents · 486 sq mi · 27.3/sq mi · 67% rural

Climate
51.2°F
39" rain/yr
Water
humid
Aridity index 1.64
Hardiness
Zone 7b
Winter low ~6.8°F

About Ford County

Ford County is a county located in the U.S. state of Illinois. According to the 2020 United States census, it had a population of 13,534. Its county seat is Paxton. Ford County was part of the Champaign-Urbana Metropolitan Area until 2018, when the Office of Management and Budget removed the county from the area.

60
Prepper Suitability
worsebetter
National rank: #887 of 3,109
Locator map
Location within the continental US

Prepper Assessment

Living in this area offers a mix of rural charm and agricultural potential, with a population density of 27.3 people per square mile. The climate is characterized by a humid subtropical zone (USDA zone 7b), with an annual mean temperature of 51.2°F and an average of 39 inches of rainfall per year. This provides a decent growing season for a variety of crops, although the cold winters can limit year-round self-sufficiency. Water availability is generally good, contributing to the potential for sustainable living.

However, there are notable risks to consider. The county has a disaster percentile ranking of 26, indicating a moderate risk for natural hazards, with cold waves (ranked 67) and earthquakes (ranked 60) being the most concerning. The area is also susceptible to drought and strong winds, which could impact agricultural endeavors. The median home price of $113,400 is relatively affordable, but the effective property tax rate of 2.17% may affect long-term financial planning for potential homesteaders.

This county may suit individuals or families looking for a rural lifestyle with access to agricultural opportunities, particularly those who can adapt to seasonal weather variations. However, those seeking a completely off-grid lifestyle or extreme remoteness might find the population density and moderate natural hazard risks less appealing. Overall, the affordability of housing is a hidden gem for newcomers, while the potential for cold weather and natural disasters could be a dealbreaker for others.

AI-generated analysis based on county data (climate, hazards, density, housing, economy). For general orientation only.

Key Facts

Top 10% nationally
National prepper rank: #299 of 3,109.
#17 of 102 in IL
Ranked #17 of 102 counties statewide for prepper suitability.
Dominant hazard: cold wave
FEMA ranks cold wave risk at 67/100 here — the leading natural threat.
Rural-suburban mix
27.3 people per square mile.
Climate profile
Classified as humid with a 51.2°F annual mean and 39.0" of annual precipitation. USDA hardiness zone 7b.
Housing & taxes
Median home value $113,400.

Score Breakdown

Violence
57
percentile (lower = safer)
Disasters
26
percentile (lower = safer)
Density
36
percentile (lower = emptier)
Overall FEMA Risk
26.2
NRI composite (0-100)

Natural Hazard Profile (FEMA NRI)

Cold Wave 67
Drought 54
Earthquake 60
Hail 47
Hurricane 15
Heat Wave 31
Riverine Flood 36
Ice Storm 22
Landslide 16
Lightning 16
Strong Wind 47
Tornado 44
Wildfire 2
Winter Weather 23

Monthly Climate (1991–2020 normals)

Average temperature
JFMAMJ JASOND
Monthly precipitation (inches)
JFMAMJ JASOND
Summer high
84.7°F
Winter low
16.8°F
Heating degree days
5,911
Cooling degree days
929

Housing & Economy

Median home value
$113,400
Median HH income
$58,930
Price to income
1.9×
Property tax rate
2.17%
~$2,458/yr median

Community Profile

Median age
42
Homeownership
76.3%
Poverty rate
12.1%
Unemployment
4.7%

Connectivity

Broadband households
58.7%
No internet access
12.4%

Explore Ford County Further

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Data sources. Prepper scores are national percentile ranks of firearm fatalities (County Health Rankings 2024 / CDC WONDER), FEMA National Risk Index 2023 composite disaster score, and population density (ACS 2022 + TIGER 2022 land area). Climate from NOAA nClimDiv 1991–2020 normals. Hardiness zone is estimated from climate data and may differ from the official USDA PHZM. Demographics and housing from Census ACS 5-year 2022. All scores are for comparison purposes only and do not constitute advice about where to live.