Hunt & Live

Clay County, IN

26,379 residents · 358 sq mi · 73.8/sq mi · 60% rural

Climate
53.2°F
45.2" rain/yr
Water
humid
Aridity index 1.82
Hardiness
Zone 8a
Winter low ~10.3°F

About Clay County

Clay County is a county located in the U.S. state of Indiana. As of 2020, the population was 26,466. The county seat is Brazil. Clay County is included in the Terre Haute, Indiana, Metropolitan Statistical Area.

55
Prepper Suitability
worsebetter
National rank: #1165 of 3,109
Locator map
Location within the continental US

Prepper Assessment

This area features a mix of rural and suburban environments, with a population density of 73.8 people per square mile. The climate is characterized by an annual mean temperature of 53.2°F and 45.2 inches of rainfall per year, offering a growing season suitable for a variety of crops in USDA zone 8a. The humid conditions can support self-sufficient living, but potential limitations include the cold winter lows averaging 20.3°F, which may affect year-round agricultural efforts.

Natural hazards are a significant consideration, with the county facing notable risks such as earthquakes (FEMA rank 73) and strong winds (rank 69). The disaster percentile stands at 27, indicating a relatively lower risk compared to other regions, although the potential for winter weather events (rank 62) and drought (rank 58) should not be overlooked. The violence percentile at 38 suggests a moderate level of safety, which may be a concern for those prioritizing security in their living environment.

This county may be a good fit for individuals or families looking for a rural lifestyle with access to essential services, as evidenced by a median home price of $130,000 and a median household income of $68,364. Those who thrive here will likely appreciate the balance of rural living and community resources. However, individuals seeking a completely isolated or low-risk environment may find the earthquake and winter weather hazards to be significant dealbreakers.

AI-generated analysis based on county data (climate, hazards, density, housing, economy). For general orientation only.

Key Facts

Ranked #1,097 nationally
Out of 3,109 CONUS counties for composite prepper suitability.
#30 of 92 in IN
Ranked #30 of 92 counties statewide for prepper suitability.
Dominant hazard: earthquake
FEMA ranks earthquake risk at 73/100 here — the leading natural threat.
Rural-suburban mix
73.8 people per square mile.
Climate profile
Classified as humid with a 53.2°F annual mean and 45.2" of annual precipitation. USDA hardiness zone 8a.
Housing & taxes
Median home value $130,000.

Score Breakdown

Violence
44
percentile (lower = safer)
Disasters
27
percentile (lower = safer)
Density
64
percentile (lower = emptier)
Overall FEMA Risk
27
NRI composite (0-100)

Natural Hazard Profile (FEMA NRI)

Cold Wave 46
Drought 58
Earthquake 73
Hail 55
Hurricane 18
Heat Wave 50
Riverine Flood 34
Ice Storm 45
Landslide 61
Lightning 19
Strong Wind 69
Tornado 45
Wildfire 7
Winter Weather 62

Monthly Climate (1991–2020 normals)

Average temperature
JFMAMJ JASOND
Monthly precipitation (inches)
JFMAMJ JASOND
Summer high
85.7°F
Winter low
20.3°F
Heating degree days
5,304
Cooling degree days
1,047

Housing & Economy

Median home value
$130,000
Median HH income
$68,364
Price to income
1.9×
Property tax rate
0.46%
~$596/yr median

Community Profile

Median age
41.1
Homeownership
77.6%
Poverty rate
10.9%
Unemployment
4.3%

Connectivity

Broadband households
63.5%
No internet access
12.4%

Explore Clay County Further

Similar Counties

Data sources. Prepper scores are national percentile ranks of firearm fatalities (County Health Rankings 2024 / CDC WONDER), FEMA National Risk Index 2023 composite disaster score, and population density (ACS 2022 + TIGER 2022 land area). Climate from NOAA nClimDiv 1991–2020 normals. Hardiness zone is estimated from climate data and may differ from the official USDA PHZM. Demographics and housing from Census ACS 5-year 2022. All scores are for comparison purposes only and do not constitute advice about where to live.