Hunt & Live

Howard County, IN

83,574 residents · 293 sq mi · 285.2/sq mi · 26% rural

Climate
51.1°F
41.6" rain/yr
Water
humid
Aridity index 1.77
Hardiness
Zone 7b
Winter low ~8.4°F

About Howard County

Howard County is one of 92 counties in the U.S. state of Indiana. As of the 2020 census, the population was 83,658. The county seat is Kokomo. Originally named Richardville County, it was renamed in 1846 to commemorate General Tilghman Ashurst Howard.

30
Prepper Suitability
worsebetter
National rank: #2681 of 3,109
Locator map
Location within the continental US

Prepper Assessment

Howard County features a mix of urban and rural environments, with a population density of 285.2 people per square mile. The climate is characterized by an annual mean temperature of 51.1°F and an average of 41.6 inches of rainfall per year, supporting a growing season suitable for various crops. This area falls within USDA zone 7b, allowing for a diverse range of gardening options, though the high humidity and potential for strong winds may challenge certain agricultural practices.

The primary risks in this area include strong winds (FEMA rank 85) and tornadoes (rank 84), which could pose significant hazards for those looking to establish a homestead. The county's violence percentile is at 38, suggesting a moderate level of safety compared to other regions. Additionally, with a median home price of $143,100 and a property tax rate of 0.72%, housing affordability is relatively favorable, but economic challenges may arise due to the county's prepper suitability score of 37/100.

This county may suit individuals or families seeking a balance of rural and urban living with access to basic amenities and a growing season conducive to self-sufficiency. Those who thrive here are likely adaptable and prepared for natural hazards. However, individuals with a low tolerance for risk or a desire for complete isolation may find this area less appealing due to its population density and associated hazards.

AI-generated analysis based on county data (climate, hazards, density, housing, economy). For general orientation only.

Key Facts

Ranked #2,299 nationally
Out of 3,109 CONUS counties for composite prepper suitability.
#75 of 92 in IN
Ranked #75 of 92 counties statewide for prepper suitability.
Dominant hazard: strong wind
FEMA ranks strong wind risk at 85/100 here — the leading natural threat.
Urban: 285/sqmi
Densely populated at 285 people per square mile.
Climate profile
Classified as humid with a 51.1°F annual mean and 41.6" of annual precipitation. USDA hardiness zone 7b.
Housing & taxes
Median home value $143,100.

Score Breakdown

Violence
61
percentile (lower = safer)
Disasters
64
percentile (lower = safer)
Density
86
percentile (lower = emptier)
Overall FEMA Risk
63.7
NRI composite (0-100)

Natural Hazard Profile (FEMA NRI)

Cold Wave 74
Drought 60
Earthquake 77
Hail 80
Hurricane 33
Heat Wave 69
Riverine Flood 65
Ice Storm 55
Landslide 35
Lightning 52
Strong Wind 85
Tornado 84
Wildfire 15
Winter Weather 77

Monthly Climate (1991–2020 normals)

Average temperature
JFMAMJ JASOND
Monthly precipitation (inches)
JFMAMJ JASOND
Summer high
83.6°F
Winter low
18.4°F
Heating degree days
5,883
Cooling degree days
843

Housing & Economy

Median home value
$143,100
Median HH income
$62,014
Price to income
2.3×
Property tax rate
0.72%
~$1,025/yr median

Community Profile

Median age
41.2
Homeownership
71.7%
Poverty rate
12.1%
Unemployment
5.8%

Connectivity

Broadband households
70.5%
No internet access
10.5%

Explore Howard County Further

Similar Counties

Data sources. Prepper scores are national percentile ranks of firearm fatalities (County Health Rankings 2024 / CDC WONDER), FEMA National Risk Index 2023 composite disaster score, and population density (ACS 2022 + TIGER 2022 land area). Climate from NOAA nClimDiv 1991–2020 normals. Hardiness zone is estimated from climate data and may differ from the official USDA PHZM. Demographics and housing from Census ACS 5-year 2022. All scores are for comparison purposes only and do not constitute advice about where to live.