Hunt & Live

Owen County, IN

21,482 residents · 385 sq mi · 55.8/sq mi · 100% rural

Climate
52.9°F
46.5" rain/yr
Water
humid
Aridity index 1.89
Hardiness
Zone 8a
Winter low ~10.5°F

About Owen County

Owen County is a county in the U.S. state of Indiana. In 1920 the United States Census Bureau calculated the mean center of U.S. population to fall within this county. As of the 2020 United States census, it had a population of 21,321. Its county seat is Spencer. Owen County is part of the Bloomington, Indiana metropolitan area.

55
Prepper Suitability
worsebetter
National rank: #1190 of 3,109
Locator map
Location within the continental US

Prepper Assessment

Living in this area offers a predominantly rural lifestyle with a population density of 55.8 people per square mile. The climate is characterized by a humid environment, with an annual mean temperature of 52.9°F and about 46.5 inches of rainfall per year, supporting a growing season suitable for various crops in USDA zone 8a. The terrain is generally flat, which can facilitate agricultural activities and self-sufficient living, though water resources should be managed carefully due to the area's humidity.

Natural hazards pose some risks, with notable concerns including landslides (FEMA rank 89) and strong winds (rank 83). The county also experiences winter weather challenges (rank 57) and the occasional earthquake (rank 61), which could impact preparedness efforts. The cost of living is relatively moderate, with a median home price of $151,400 and an effective property tax rate of 0.68%. However, 47% of households have broadband subscriptions, indicating potential connectivity issues for remote work or online resources.

This county may appeal to those seeking a rural lifestyle with a focus on agriculture and self-sufficiency, particularly individuals or families comfortable with the risks associated with natural hazards. However, those who rely heavily on high-speed internet or prefer urban amenities might find it less suitable. The hidden gem here is the affordable housing market, while the dealbreaker could be the potential for strong winds and landslides affecting safety and property stability.

AI-generated analysis based on county data (climate, hazards, density, housing, economy). For general orientation only.

Key Facts

Ranked #1,686 nationally
Out of 3,109 CONUS counties for composite prepper suitability.
#59 of 92 in IN
Ranked #59 of 92 counties statewide for prepper suitability.
Dominant hazard: landslide
FEMA ranks landslide risk at 89/100 here — the leading natural threat.
Rural-suburban mix
55.8 people per square mile.
Climate profile
Classified as humid with a 52.9°F annual mean and 46.5" of annual precipitation. USDA hardiness zone 8a.
Housing & taxes
Median home value $151,400.

Score Breakdown

Violence
44
percentile (lower = safer)
Disasters
35
percentile (lower = safer)
Density
57
percentile (lower = emptier)
Overall FEMA Risk
35.1
NRI composite (0-100)

Natural Hazard Profile (FEMA NRI)

Cold Wave 38
Drought 47
Earthquake 61
Hail 52
Hurricane 12
Heat Wave 50
Riverine Flood 49
Ice Storm 50
Landslide 89
Lightning 20
Strong Wind 83
Tornado 46
Wildfire 12
Winter Weather 57

Monthly Climate (1991–2020 normals)

Average temperature
JFMAMJ JASOND
Monthly precipitation (inches)
JFMAMJ JASOND
Summer high
85.2°F
Winter low
20.5°F
Heating degree days
5,336
Cooling degree days
986

Housing & Economy

Median home value
$151,400
Median HH income
$57,947
Price to income
2.6×
Property tax rate
0.68%
~$1,037/yr median

Community Profile

Median age
44.9
Homeownership
79.7%
Poverty rate
12.3%
Unemployment
5.2%

Connectivity

Broadband households
47.2%
No internet access
18.6%

Explore Owen County Further

Similar Counties

Data sources. Prepper scores are national percentile ranks of firearm fatalities (County Health Rankings 2024 / CDC WONDER), FEMA National Risk Index 2023 composite disaster score, and population density (ACS 2022 + TIGER 2022 land area). Climate from NOAA nClimDiv 1991–2020 normals. Hardiness zone is estimated from climate data and may differ from the official USDA PHZM. Demographics and housing from Census ACS 5-year 2022. All scores are for comparison purposes only and do not constitute advice about where to live.