Hunt & Live

Calloway County, KY

37,685 residents · 385 sq mi · 97.9/sq mi · 49% rural

Climate
58.4°F
53.1" rain/yr
Water
humid
Aridity index 1.84
Hardiness
Zone 8b
Winter low ~17.4°F

About Calloway County

Calloway County is a county located on the southwest border of the U.S. Commonwealth of Kentucky. As of the 2020 census, the population was 37,103. Its county seat is Murray. The county was founded in November 1822 and named after Colonel Richard Callaway, one of the founders of Boonesborough. Calloway County comprises the Murray, KY Micropolitan Statistical Area. As of July 18, 2012, Calloway County is a moist county: the sale of alcohol in the county is prohibited, with the exception of the city of Murray.

34
Prepper Suitability
worsebetter
National rank: #2520 of 3,109
Locator map
Location within the continental US

Prepper Assessment

Living in this area features a humid subtropical climate with an annual mean temperature of 58.4°F and 53.1 inches of rainfall, which supports a diverse growing season suitable for many crops. The USDA zone 8b classification suggests a favorable environment for gardening and self-sufficiency. The terrain is relatively rural with a population density of 97.9 people per square mile, allowing for space and potential privacy for homesteading activities.

However, there are notable risks to consider. The county faces significant natural hazards, including a high risk of earthquakes (FEMA rank 95) and ice storms (rank 91), which could disrupt self-sufficient living. The violence percentile stands at 64/100, indicating a moderate level of safety concerns. Additionally, the cost of living may be a factor, with a median home price of $169,100, which could be a barrier for some seeking to establish a homestead.

This county may be a good fit for those who prioritize a rural lifestyle and can manage risks associated with natural disasters. Individuals with experience in disaster preparedness and resilience will thrive here, especially if they are adaptable to the local climate. Conversely, those who require extensive amenities or have concerns about safety and natural hazards may find this area less suitable for their needs.

AI-generated analysis based on county data (climate, hazards, density, housing, economy). For general orientation only.

Key Facts

Ranked #2,704 nationally
Out of 3,109 CONUS counties for composite prepper suitability.
#104 of 120 in KY
Ranked #104 of 120 counties statewide for prepper suitability.
Dominant hazard: earthquake
FEMA ranks earthquake risk at 95/100 here — the leading natural threat.
Rural-suburban mix
97.9 people per square mile.
Climate profile
Classified as humid with a 58.4°F annual mean and 53.1" of annual precipitation. USDA hardiness zone 8b.
Housing & taxes
Median home value $169,100.

Score Breakdown

Violence
52
percentile (lower = safer)
Disasters
75
percentile (lower = safer)
Density
71
percentile (lower = emptier)
Overall FEMA Risk
75.3
NRI composite (0-100)

Natural Hazard Profile (FEMA NRI)

Cold Wave 79
Drought 66
Earthquake 95
Hail 62
Hurricane 39
Heat Wave 74
Riverine Flood 51
Ice Storm 91
Landslide 66
Lightning 75
Strong Wind 64
Tornado 79
Wildfire 19
Winter Weather 81

Monthly Climate (1991–2020 normals)

Average temperature
JFMAMJ JASOND
Monthly precipitation (inches)
JFMAMJ JASOND
Summer high
88.6°F
Winter low
27.4°F
Heating degree days
3,917
Cooling degree days
1,557

Housing & Economy

Median home value
$169,100
Median HH income
$48,276
Price to income
3.5×
Property tax rate
0.67%
~$1,137/yr median

Community Profile

Median age
35.6
Homeownership
64.4%
Poverty rate
18.7%
Unemployment
4.7%

Connectivity

Broadband households
60.5%
No internet access
10%

Explore Calloway County Further

Similar Counties

Data sources. Prepper scores are national percentile ranks of firearm fatalities (County Health Rankings 2024 / CDC WONDER), FEMA National Risk Index 2023 composite disaster score, and population density (ACS 2022 + TIGER 2022 land area). Climate from NOAA nClimDiv 1991–2020 normals. Hardiness zone is estimated from climate data and may differ from the official USDA PHZM. Demographics and housing from Census ACS 5-year 2022. All scores are for comparison purposes only and do not constitute advice about where to live.