Hunt & Live

Hart County, KY

19,600 residents · 413 sq mi · 47.5/sq mi · 88% rural

Climate
56.9°F
53.1" rain/yr
Water
humid
Aridity index 1.94
Hardiness
Zone 8b
Winter low ~15.5°F

About Hart County

Hart County is a county located in the south central portion of the Commonwealth of Kentucky. As of the 2020 census, the population was 19,288. Its county seat is Munfordville, its largest city is Horse Cave. Hart County is a prohibition or dry county.

48
Prepper Suitability
worsebetter
National rank: #1626 of 3,109
Locator map
Location within the continental US

Prepper Assessment

Living in this area offers a mix of rural charm and accessibility, with a population density of 47.5 people per square mile and 88% of the land classified as rural. The climate is characterized by a mild annual mean of 56.9°F and adequate rainfall at 53.1 inches per year, supporting a growing season suitable for various crops in USDA zone 8b. Water availability is good, but the humid conditions may require attention to drainage and soil management for self-sufficiency.

Natural hazards pose notable risks, with hail (FEMA rank 85) being the most significant threat, alongside ice storms (67) and strong winds (66). While the area has a relatively low violence percentile of 21/100, indicating a safer environment, the disaster percentile of 41/100 suggests moderate risk exposure. The median home price of $115,500 is accessible, but potential homesteaders should consider the effective property tax rate of 0.74% when budgeting for long-term living.

This county may appeal to those seeking a quieter, rural lifestyle with reasonable land costs and a supportive community for farming and self-sufficiency. However, individuals unprepared for the risks posed by severe weather events or those reliant on high-speed internet may find challenges here, as broadband subscription is only at 66%. Ultimately, the combination of mild climate and rural setting makes it a potentially good fit for dedicated homesteaders willing to navigate its risks.

AI-generated analysis based on county data (climate, hazards, density, housing, economy). For general orientation only.

Key Facts

Ranked #798 nationally
Out of 3,109 CONUS counties for composite prepper suitability.
#4 in KY
Top 5 counties in Kentucky out of 120.
Dominant hazard: hail
FEMA ranks hail risk at 85/100 here — the leading natural threat.
Rural-suburban mix
47.5 people per square mile.
Climate profile
Classified as humid with a 56.9°F annual mean and 53.1" of annual precipitation. USDA hardiness zone 8b.
Housing & taxes
Median home value $115,500.

Score Breakdown

Violence
63
percentile (lower = safer)
Disasters
41
percentile (lower = safer)
Density
52
percentile (lower = emptier)
Overall FEMA Risk
41.1
NRI composite (0-100)

Natural Hazard Profile (FEMA NRI)

Cold Wave 49
Drought 34
Earthquake 64
Hail 85
Hurricane 39
Heat Wave 41
Riverine Flood 50
Ice Storm 67
Landslide 46
Lightning 41
Strong Wind 66
Tornado 64
Wildfire 11
Winter Weather 43

Monthly Climate (1991–2020 normals)

Average temperature
JFMAMJ JASOND
Monthly precipitation (inches)
JFMAMJ JASOND
Summer high
88.2°F
Winter low
25.5°F
Heating degree days
4,220
Cooling degree days
1,317

Housing & Economy

Median home value
$115,500
Median HH income
$45,561
Price to income
2.5×
Property tax rate
0.74%
~$856/yr median

Community Profile

Median age
40.3
Homeownership
73.7%
Poverty rate
22.6%
Unemployment
3.5%

Connectivity

Broadband households
65.7%
No internet access
17.8%

Explore Hart County Further

Similar Counties

Data sources. Prepper scores are national percentile ranks of firearm fatalities (County Health Rankings 2024 / CDC WONDER), FEMA National Risk Index 2023 composite disaster score, and population density (ACS 2022 + TIGER 2022 land area). Climate from NOAA nClimDiv 1991–2020 normals. Hardiness zone is estimated from climate data and may differ from the official USDA PHZM. Demographics and housing from Census ACS 5-year 2022. All scores are for comparison purposes only and do not constitute advice about where to live.