Hunt & Live

Monroe County, KY

11,355 residents · 330 sq mi · 34.5/sq mi · 100% rural

Climate
57.4°F
53" rain/yr
Water
humid
Aridity index 1.91
Hardiness
Zone 8b
Winter low ~16.2°F

About Monroe County

Monroe County is a county located in the Eastern Pennyroyal Plateau region of the U.S. state of Kentucky. Its county seat is Tompkinsville. The county is named for President James Monroe. It was a prohibition or dry county until November 7, 2023, when voters approved the sale of alcohol.

56
Prepper Suitability
worsebetter
National rank: #1099 of 3,109
Locator map
Location within the continental US

Prepper Assessment

Living in this area offers a predominantly rural lifestyle with a population density of 34.5 people per square mile, providing ample space for self-sufficient living. The climate features an annual mean temperature of 57.4°F and 53 inches of rainfall, supporting a growing season suitable for various crops in USDA zone 8b. However, the humid conditions may require careful water management, especially during the hotter summer months when temperatures can reach highs of 88.5°F.

Natural hazards in this region include hail, earthquakes, and strong winds, with FEMA hazard rankings of 77, 64, and 54 respectively. The area's violence percentile is at 69, indicating a higher potential for crime compared to other regions, which may be a concern for some. Additionally, while the median home price is relatively low at $113,900, the cost of living should be weighed against the median household income of $47,252, which may limit financial flexibility for new homesteaders.

This county may be a good fit for those seeking a quiet, rural lifestyle with a focus on agriculture and self-sufficiency. Individuals who thrive in less densely populated areas and are prepared for potential natural hazards will find it suitable. However, those sensitive to crime rates or who require robust infrastructure and amenities may find the county less appealing. The recent approval of alcohol sales can be viewed as a hidden gem for those looking for social opportunities in the community.

AI-generated analysis based on county data (climate, hazards, density, housing, economy). For general orientation only.

Key Facts

Ranked #1,290 nationally
Out of 3,109 CONUS counties for composite prepper suitability.
#31 of 120 in KY
Ranked #31 of 120 counties statewide for prepper suitability.
Dominant hazard: hail
FEMA ranks hail risk at 77/100 here — the leading natural threat.
Rural-suburban mix
34.5 people per square mile.
Climate profile
Classified as humid with a 57.4°F annual mean and 53.0" of annual precipitation. USDA hardiness zone 8b.
Housing & taxes
Median home value $113,900.

Score Breakdown

Violence
63
percentile (lower = safer)
Disasters
26
percentile (lower = safer)
Density
42
percentile (lower = emptier)
Overall FEMA Risk
26.7
NRI composite (0-100)

Natural Hazard Profile (FEMA NRI)

Cold Wave 51
Drought 40
Earthquake 64
Hail 77
Hurricane 43
Heat Wave 32
Riverine Flood 34
Ice Storm 52
Landslide 49
Lightning 40
Strong Wind 54
Tornado 53
Wildfire 11
Winter Weather 53

Monthly Climate (1991–2020 normals)

Average temperature
JFMAMJ JASOND
Monthly precipitation (inches)
JFMAMJ JASOND
Summer high
88.5°F
Winter low
26.2°F
Heating degree days
4,052
Cooling degree days
1,329

Housing & Economy

Median home value
$113,900
Median HH income
$47,252
Price to income
2.4×
Property tax rate
0.72%
~$824/yr median

Community Profile

Median age
41.2
Homeownership
71%
Poverty rate
20.9%
Unemployment
5.3%

Connectivity

Broadband households
63.6%
No internet access
19%

Explore Monroe County Further

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Data sources. Prepper scores are national percentile ranks of firearm fatalities (County Health Rankings 2024 / CDC WONDER), FEMA National Risk Index 2023 composite disaster score, and population density (ACS 2022 + TIGER 2022 land area). Climate from NOAA nClimDiv 1991–2020 normals. Hardiness zone is estimated from climate data and may differ from the official USDA PHZM. Demographics and housing from Census ACS 5-year 2022. All scores are for comparison purposes only and do not constitute advice about where to live.