Hunt & Live

Beltrami County, MN

46,799 residents · 2,505 sq mi · 18.7/sq mi · 68% rural

Climate
39°F
24.6" rain/yr
Water
humid
Aridity index 1.36
Hardiness
Zone 5b
Winter low ~-13.6°F

About Beltrami County

Beltrami County is a county in the northern part of the U.S. state of Minnesota. As of the 2020 census, the population was 46,228. Its county seat is Bemidji. The county's name comes from Italian adventurer Giacomo Beltrami from Bergamo, who explored the area in 1825. The county was created in 1866 and organized in 1896.

49
Prepper Suitability
worsebetter
National rank: #1557 of 3,109
Locator map
Location within the continental US

Prepper Assessment

This area features a mix of rural landscapes and small towns, with a low population density of 18.7 people per square mile, which may appeal to those seeking remoteness. The climate is characterized by an annual mean temperature of 39.0°F, with a growing season suitable for USDA zone 5b. The region receives 24.6 inches of rainfall annually, supporting diverse agricultural practices, though the cold winters can limit year-round growing options.

Natural hazards in this area include significant winter weather risks, ranked 84 by FEMA, as well as wildfire (rank 82) and cold wave (rank 80) threats. The relatively high population density percentile of 27 indicates a less empty environment, which could contribute to community dynamics that some may find unappealing. The median home price of $203,900 may be a barrier for those with limited financial resources, compounded by a median household income of $62,173.

This county is well-suited for individuals or families who prioritize a rural lifestyle and can adapt to cold winters and limited growing months. Those with experience in winter preparedness and self-sufficient living may thrive here. However, individuals seeking a milder climate or urban amenities may find this location challenging, particularly due to the harsh winter conditions and the potential for significant natural hazards.

AI-generated analysis based on county data (climate, hazards, density, housing, economy). For general orientation only.

Key Facts

Ranked #1,037 nationally
Out of 3,109 CONUS counties for composite prepper suitability.
#59 of 87 in MN
Ranked #59 of 87 counties statewide for prepper suitability.
Dominant hazard: winter weather
FEMA ranks winter weather risk at 84/100 here — the leading natural threat.
Sparse population
18.7 people per square mile — well below the CONUS average.
Climate profile
Classified as humid with a 39.0°F annual mean and 24.6" of annual precipitation. USDA hardiness zone 5b.
Housing & taxes
Median home value $203,900.

Score Breakdown

Violence
65
percentile (lower = safer)
Disasters
61
percentile (lower = safer)
Density
27
percentile (lower = emptier)
Overall FEMA Risk
60.6
NRI composite (0-100)

Natural Hazard Profile (FEMA NRI)

Cold Wave 80
Drought 58
Earthquake 6
Hail 61
Heat Wave 40
Riverine Flood 73
Ice Storm 14
Landslide 74
Lightning 45
Strong Wind 53
Tornado 41
Wildfire 83
Winter Weather 85

Monthly Climate (1991–2020 normals)

Average temperature
JFMAMJ JASOND
Monthly precipitation (inches)
JFMAMJ JASOND
Summer high
78.5°F
Winter low
-3.6°F
Heating degree days
9,710
Cooling degree days
295

Housing & Economy

Median home value
$203,900
Median HH income
$62,173
Price to income
3.3×
Property tax rate
1.03%
~$2,091/yr median

Community Profile

Median age
35
Homeownership
67.8%
Poverty rate
16.1%
Unemployment
5.3%

Connectivity

Broadband households
75%
No internet access
9.7%

Explore Beltrami County Further

Similar Counties

Data sources. Prepper scores are national percentile ranks of firearm fatalities (County Health Rankings 2024 / CDC WONDER), FEMA National Risk Index 2023 composite disaster score, and population density (ACS 2022 + TIGER 2022 land area). Climate from NOAA nClimDiv 1991–2020 normals. Hardiness zone is estimated from climate data and may differ from the official USDA PHZM. Demographics and housing from Census ACS 5-year 2022. All scores are for comparison purposes only and do not constitute advice about where to live.