Clay County, MN
65,929 residents · 1,045 sq mi · 63.1/sq mi · 26% rural
About Clay County
Clay County is a county in the U.S. state of Minnesota. As of the 2020 census, the population was 65,318, and was estimated to be 66,848 in 2024, Its county seat is Moorhead.
Prepper Assessment
Living in this area offers a mix of rural charm and accessibility, with a population density of 63.1 people per square mile and 26% of the land classified as rural. The climate features an annual mean temperature of 41.7°F, with a growing season suitable for USDA zone 5b crops. Water availability is adequate, with 25 inches of annual rainfall, supporting self-sufficient living. However, the cold winters, with lows averaging -0.7°F, may challenge year-round outdoor activities.
Natural hazards in this area include winter weather events, which rank highly at FEMA 96, along with cold waves (85) and riverine flooding (82). The disaster percentile is relatively high at 74, indicating a greater likelihood of experiencing significant weather events. While the violence percentile is low at 6, suggesting a safer environment, the cost of living is moderate, with a median home price of $241,400 and property taxes at 1.13%, which may deter some potential residents.
This county may be suitable for individuals or families who are prepared for cold winters and are looking for a safer, rural lifestyle with access to community resources. Those who thrive here will likely appreciate the balance of rural living and accessible amenities. However, it may not be ideal for those unaccustomed to harsh winters or who seek a warmer climate year-round, as the cold temperatures could be a significant dealbreaker for aspiring homesteaders.