Hunt & Live

Hubbard County, MN

21,960 residents · 926 sq mi · 23.7/sq mi · 100% rural

Climate
40.1°F
26" rain/yr
Water
humid
Aridity index 1.41
Hardiness
Zone 5b
Winter low ~-11.7°F

About Hubbard County

Hubbard County is a county in the northwestern part of the U.S. state of Minnesota. As of the 2020 census, the population was 21,344, and was estimated to be 22,050 in 2024, Its county seat is Park Rapids.

74
Prepper Suitability
worsebetter
National rank: #387 of 3,109
Locator map
Location within the continental US

Prepper Assessment

Living in this area offers a mix of rural charm and natural beauty, with a population density of 23.7 people per square mile. The climate features an annual mean temperature of 40.1°F, with summer highs averaging 78.8°F and winter lows reaching -1.7°F. The growing season is moderate due to its USDA zone 5b classification, allowing for a variety of crops. Abundant rainfall at 26.0 inches per year supports agriculture, although the humid climate may require careful water management.

Natural hazards include a FEMA rank of 74 for landslides and winter weather, indicating potential challenges during severe weather events. The wildfire risk is notable at rank 66, which may affect those considering homesteading near forested areas. The area has a relatively low violence percentile of 18, suggesting a safer environment. However, the median home price of $245,500 may be a barrier for some, especially in a region with median household incomes of $67,197.

This county may suit those seeking a peaceful, rural lifestyle with access to outdoor activities and a strong sense of community. Individuals experienced in cold-weather farming and self-sufficiency may thrive here, while those unprepared for harsh winters or limited broadband access (72% subscription rate) could struggle. The combination of natural beauty and moderate living costs makes it a hidden gem for the right homesteader, but the risks associated with winter weather and wildfires should be carefully considered.

AI-generated analysis based on county data (climate, hazards, density, housing, economy). For general orientation only.

Key Facts

Top 12% nationally
National prepper rank: #387 of 3,109.
#34 of 87 in MN
Ranked #34 of 87 counties statewide for prepper suitability.
Dominant hazard: landslide
FEMA ranks landslide risk at 74/100 here — the leading natural threat.
Sparse population
23.7 people per square mile — well below the CONUS average.
Climate profile
Classified as humid with a 40.1°F annual mean and 26.0" of annual precipitation. USDA hardiness zone 5b.
Housing & taxes
Median home value $245,500.

Score Breakdown

Violence
11
percentile (lower = safer)
Disasters
35
percentile (lower = safer)
Density
33
percentile (lower = emptier)
Overall FEMA Risk
35.2
NRI composite (0-100)

Natural Hazard Profile (FEMA NRI)

Cold Wave 57
Drought 68
Earthquake 4
Hail 35
Heat Wave 22
Riverine Flood 55
Ice Storm 20
Landslide 74
Lightning 28
Strong Wind 46
Tornado 38
Wildfire 66
Winter Weather 74

Monthly Climate (1991–2020 normals)

Average temperature
JFMAMJ JASOND
Monthly precipitation (inches)
JFMAMJ JASOND
Summer high
78.8°F
Winter low
-1.7°F
Heating degree days
9,381
Cooling degree days
345

Housing & Economy

Median home value
$245,500
Median HH income
$67,197
Price to income
3.7×
Property tax rate
0.8%
~$1,962/yr median

Community Profile

Median age
48.1
Homeownership
81.8%
Poverty rate
10.1%
Unemployment
4.3%

Connectivity

Broadband households
71.5%
No internet access
11.5%

Explore Hubbard County Further

Similar Counties

Data sources. Prepper scores are national percentile ranks of firearm fatalities (County Health Rankings 2024 / CDC WONDER), FEMA National Risk Index 2023 composite disaster score, and population density (ACS 2022 + TIGER 2022 land area). Climate from NOAA nClimDiv 1991–2020 normals. Hardiness zone is estimated from climate data and may differ from the official USDA PHZM. Demographics and housing from Census ACS 5-year 2022. All scores are for comparison purposes only and do not constitute advice about where to live.