Hunt & Live

Callaway County, MO

44,762 residents · 835 sq mi · 53.6/sq mi · 60% rural

Climate
54.9°F
42.5" rain/yr
Water
humid
Aridity index 1.62
Hardiness
Zone 8a
Winter low ~10.8°F

About Callaway County

Callaway County is a county located in the U.S. state of Missouri. As of the 2020 United States census, the county's population was 44,283. Its county seat is Fulton. With a border formed by the Missouri River, the county was organized November 25, 1820, and named for Captain James Callaway, grandson of Daniel Boone. The county has been historically referred to as "The Kingdom of Callaway" after an incident in which some residents confronted Union troops during the U.S. Civil War.

56
Prepper Suitability
worsebetter
National rank: #1126 of 3,109
Locator map
Location within the continental US

Prepper Assessment

This area features a mix of rural and suburban living, with a population density of 53.6 people per square mile. The climate is classified as humid, with an annual mean temperature of 54.9°F and about 42.5 inches of rainfall per year, making it suitable for a variety of crops. The growing season is moderate, allowing for diverse gardening options, while the proximity to the Missouri River provides potential water resources for self-sufficiency.

Natural hazards pose some risks, with heat waves and landslides ranked high by FEMA (92). Earthquakes and winter weather also present challenges, as indicated by their respective ranks of 76 and 74. The area has a relatively lower violence percentile at 21, suggesting a safer environment, though the cost of living remains moderate with a median home price of $184,300 and a property tax rate of 0.81%.

This county may be a good fit for those seeking a balance between rural living and accessibility to urban amenities, particularly individuals comfortable with moderate natural hazards. Homesteaders looking for a vibrant community with manageable risks may thrive here. However, those who prioritize extreme remoteness or are highly sensitive to natural disasters might find this area less suitable for their needs.

AI-generated analysis based on county data (climate, hazards, density, housing, economy). For general orientation only.

Key Facts

Ranked #1,336 nationally
Out of 3,109 CONUS counties for composite prepper suitability.
#45 of 115 in MO
Ranked #45 of 115 counties statewide for prepper suitability.
Dominant hazard: heat wave
FEMA ranks heat wave risk at 92/100 here — the leading natural threat.
Rural-suburban mix
53.6 people per square mile.
Climate profile
Classified as humid with a 54.9°F annual mean and 42.5" of annual precipitation. USDA hardiness zone 8a.
Housing & taxes
Median home value $184,300.

Score Breakdown

Violence
13
percentile (lower = safer)
Disasters
64
percentile (lower = safer)
Density
56
percentile (lower = emptier)
Overall FEMA Risk
63.9
NRI composite (0-100)

Natural Hazard Profile (FEMA NRI)

Cold Wave 69
Drought 57
Earthquake 76
Hail 72
Hurricane 19
Heat Wave 92
Riverine Flood 68
Ice Storm 71
Landslide 92
Lightning 72
Strong Wind 62
Tornado 62
Wildfire 66
Winter Weather 74

Monthly Climate (1991–2020 normals)

Average temperature
JFMAMJ JASOND
Monthly precipitation (inches)
JFMAMJ JASOND
Summer high
87.9°F
Winter low
20.8°F
Heating degree days
4,952
Cooling degree days
1,292

Housing & Economy

Median home value
$184,300
Median HH income
$70,599
Price to income
2.6×
Property tax rate
0.81%
~$1,484/yr median

Community Profile

Median age
39.6
Homeownership
77.3%
Poverty rate
9.5%
Unemployment
5.2%

Connectivity

Broadband households
73.4%
No internet access
8.8%

Explore Callaway County Further

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Data sources. Prepper scores are national percentile ranks of firearm fatalities (County Health Rankings 2024 / CDC WONDER), FEMA National Risk Index 2023 composite disaster score, and population density (ACS 2022 + TIGER 2022 land area). Climate from NOAA nClimDiv 1991–2020 normals. Hardiness zone is estimated from climate data and may differ from the official USDA PHZM. Demographics and housing from Census ACS 5-year 2022. All scores are for comparison purposes only and do not constitute advice about where to live.