Hunt & Live

Cole County, MO

76,969 residents · 392 sq mi · 196.6/sq mi · 34% rural

Climate
56°F
42.7" rain/yr
Water
humid
Aridity index 1.58
Hardiness
Zone 8a
Winter low ~12.3°F

About Cole County

Cole County is located in the central part of the U.S. state of Missouri. As of the 2020 census, its population was 77,279. Its county seat and largest city is Jefferson City, the state capital. The county was organized November 16, 1820, and named after pioneer William Temple Cole who built Cole's Fort in Boonville.

33
Prepper Suitability
worsebetter
National rank: #2568 of 3,109
Locator map
Location within the continental US

Prepper Assessment

This area features a varied terrain with a mix of rural and urban settings, as 34% of the population resides in rural locales. The climate is characterized by an annual mean temperature of 56.0°F and 42.7 inches of rainfall, suitable for growing a range of crops. The USDA zone 8a allows for a lengthy growing season, although heat waves, particularly in summer, may stress certain plants. Water availability is generally good due to the humid classification, supporting self-sufficient living.

Natural hazards are a significant concern, with heat waves ranked high at 94, indicating potential for extreme temperatures. Ice storms (91) and tornadoes (84) also pose risks, which could disrupt daily life and agricultural efforts. The county's population density at 196.6 people per square mile suggests a relatively populated environment, which may not appeal to those seeking isolation. The median home price of $198,900 may also be a barrier for some prospective homesteaders.

This county may suit individuals or families looking for a balance between rural and urban living, particularly those who can manage the risks associated with severe weather. It could be less ideal for those seeking complete solitude or a low-cost living situation, as the population density and housing market may not align with their preferences. A hidden gem for homesteaders might be the long growing season, while the threat of extreme weather could be a dealbreaker for others.

AI-generated analysis based on county data (climate, hazards, density, housing, economy). For general orientation only.

Key Facts

Ranked #2,545 nationally
Out of 3,109 CONUS counties for composite prepper suitability.
#92 of 115 in MO
Ranked #92 of 115 counties statewide for prepper suitability.
Dominant hazard: heat wave
FEMA ranks heat wave risk at 94/100 here — the leading natural threat.
Urban: 197/sqmi
Densely populated at 197 people per square mile.
Climate profile
Classified as humid with a 56.0°F annual mean and 42.7" of annual precipitation. USDA hardiness zone 8a.
Housing & taxes
Median home value $198,900.

Score Breakdown

Violence
46
percentile (lower = safer)
Disasters
73
percentile (lower = safer)
Density
82
percentile (lower = emptier)
Overall FEMA Risk
73.4
NRI composite (0-100)

Natural Hazard Profile (FEMA NRI)

Cold Wave 56
Drought 39
Earthquake 82
Hail 48
Hurricane 18
Heat Wave 94
Riverine Flood 74
Ice Storm 91
Landslide 78
Lightning 74
Strong Wind 77
Tornado 84
Wildfire 72
Winter Weather 80

Monthly Climate (1991–2020 normals)

Average temperature
JFMAMJ JASOND
Monthly precipitation (inches)
JFMAMJ JASOND
Summer high
88.5°F
Winter low
22.3°F
Heating degree days
4,652
Cooling degree days
1,391

Housing & Economy

Median home value
$198,900
Median HH income
$70,667
Price to income
2.8×
Property tax rate
0.86%
~$1,718/yr median

Community Profile

Median age
39.6
Homeownership
67.3%
Poverty rate
9.4%
Unemployment
3.1%

Connectivity

Broadband households
66.5%
No internet access
11.9%

Explore Cole County Further

Similar Counties

Data sources. Prepper scores are national percentile ranks of firearm fatalities (County Health Rankings 2024 / CDC WONDER), FEMA National Risk Index 2023 composite disaster score, and population density (ACS 2022 + TIGER 2022 land area). Climate from NOAA nClimDiv 1991–2020 normals. Hardiness zone is estimated from climate data and may differ from the official USDA PHZM. Demographics and housing from Census ACS 5-year 2022. All scores are for comparison purposes only and do not constitute advice about where to live.