Hunt & Live

Franklin County, MO

105,879 residents · 923 sq mi · 114.8/sq mi · 55% rural

Climate
55.3°F
43.1" rain/yr
Water
humid
Aridity index 1.63
Hardiness
Zone 8a
Winter low ~11.3°F

About Franklin County

Franklin County is located in the U.S. state of Missouri. At the 2020 census, the population was 104,682. Its county seat is Union. The county was organized in 1818 and is named after Founding Father Benjamin Franklin. Franklin County is part of the St. Louis, MO-IL Metropolitan Statistical Area and contains some of the city's exurbs. It is located along the south side of the Missouri River. The county has wineries that are included in the Hermann AVA and is part of the region known as the Missouri Rhineland, which extends on both sides of the Missouri River.

37
Prepper Suitability
worsebetter
National rank: #2381 of 3,109
Locator map
Location within the continental US

Prepper Assessment

Living in this area presents a mix of rural charm and suburban convenience, with a population density of 114.8 people per square mile, allowing for both community and privacy. The climate features a humid environment with an annual mean temperature of 55.3°F and 43.1 inches of rainfall, supporting a growing season suitable for various crops in USDA zone 8a. However, the county's terrain may limit certain types of agricultural practices, especially in regions prone to landslides, as indicated by the FEMA hazards.

Natural hazards pose significant risks, with strong winds and heat waves both rated at FEMA rank 94, indicating a high likelihood of occurrence. The area also faces earthquake risks (rank 90) and hail (rank 89), which could impact infrastructure and crops. While the population is relatively dense compared to more rural areas, the violence percentile of 59 suggests that safety may be a concern in certain locales. The median home price of $201,700 is a consideration for those looking to invest in property.

This county may be a good fit for individuals or families seeking a balance between rural living and access to urban amenities, particularly those who can manage the risks associated with natural hazards. Homesteaders who prioritize community involvement and have experience with various climates might thrive here. However, those unprepared for the potential for severe weather events or who prefer complete isolation may find it less suitable for their needs.

AI-generated analysis based on county data (climate, hazards, density, housing, economy). For general orientation only.

Key Facts

Ranked #2,794 nationally
Out of 3,109 CONUS counties for composite prepper suitability.
#105 of 115 in MO
Ranked #105 of 115 counties statewide for prepper suitability.
Dominant hazard: strong wind
FEMA ranks strong wind risk at 94/100 here — the leading natural threat.
Urban: 115/sqmi
Densely populated at 115 people per square mile.
Climate profile
Classified as humid with a 55.3°F annual mean and 43.1" of annual precipitation. USDA hardiness zone 8a.
Housing & taxes
Median home value $201,700.

Score Breakdown

Violence
32
percentile (lower = safer)
Disasters
84
percentile (lower = safer)
Density
74
percentile (lower = emptier)
Overall FEMA Risk
83.5
NRI composite (0-100)

Natural Hazard Profile (FEMA NRI)

Cold Wave 75
Drought 30
Earthquake 90
Hail 89
Hurricane 18
Heat Wave 94
Riverine Flood 85
Ice Storm 79
Landslide 88
Lightning 68
Strong Wind 94
Tornado 87
Wildfire 67
Winter Weather 68

Monthly Climate (1991–2020 normals)

Average temperature
JFMAMJ JASOND
Monthly precipitation (inches)
JFMAMJ JASOND
Summer high
88.6°F
Winter low
21.3°F
Heating degree days
4,781
Cooling degree days
1,270

Housing & Economy

Median home value
$201,700
Median HH income
$70,111
Price to income
2.9×
Property tax rate
0.84%
~$1,697/yr median

Community Profile

Median age
40.9
Homeownership
77.6%
Poverty rate
8.1%
Unemployment
4.6%

Connectivity

Broadband households
59.5%
No internet access
9.7%

Explore Franklin County Further

Similar Counties

Data sources. Prepper scores are national percentile ranks of firearm fatalities (County Health Rankings 2024 / CDC WONDER), FEMA National Risk Index 2023 composite disaster score, and population density (ACS 2022 + TIGER 2022 land area). Climate from NOAA nClimDiv 1991–2020 normals. Hardiness zone is estimated from climate data and may differ from the official USDA PHZM. Demographics and housing from Census ACS 5-year 2022. All scores are for comparison purposes only and do not constitute advice about where to live.