Hunt & Live

Montgomery County, MO

11,470 residents · 535 sq mi · 21.4/sq mi · 100% rural

Climate
54.4°F
41.8" rain/yr
Water
humid
Aridity index 1.61
Hardiness
Zone 8a
Winter low ~10.2°F

About Montgomery County

Montgomery County is a county in the east central part of the U.S. state of Missouri. As of the 2020 census, the population was 11,322. Its county seat is Montgomery City. The county was named in honor of Richard Montgomery, an American Revolutionary War general killed in 1775 while attempting to capture Quebec City, Canada.

52
Prepper Suitability
worsebetter
National rank: #1407 of 3,109
Locator map
Location within the continental US

Prepper Assessment

Living in this rural area features a mix of hilly terrain and open farmland, conducive to self-sufficient living. The climate is classified as humid with an annual mean temperature of 54.4°F and an average annual rainfall of 41.8 inches, supporting a growing season suitable for various crops. However, the USDA zone 8a indicates limitations on winter-hardy plants. Water availability is generally good, but the aridity index of 1.61 suggests potential challenges during dry spells.

This area faces several notable natural hazards, including a high risk of heat waves (FEMA rank 87) and landslides (rank 84), which could impact agricultural endeavors. The region has a relatively high violence percentile (94/100), indicating a safer environment, yet the disaster percentile of 38/100 suggests some vulnerability to natural events. Housing is moderately priced, with a median home value of $162,200, but the 52% broadband subscription rate may limit access to online resources for remote work or research.

Montgomery County may be well-suited for individuals or families seeking a rural lifestyle with opportunities for farming or homesteading. Those who thrive here are likely to appreciate a slower pace of life and have the skills for self-sufficiency. However, individuals reliant on high-speed internet or those uncomfortable with the potential risks of natural hazards may find this area less appealing. The hidden gem here is the relatively low property tax rate of 0.78%, which can aid in long-term financial planning.

AI-generated analysis based on county data (climate, hazards, density, housing, economy). For general orientation only.

Key Facts

Ranked #1,800 nationally
Out of 3,109 CONUS counties for composite prepper suitability.
#68 of 115 in MO
Ranked #68 of 115 counties statewide for prepper suitability.
Dominant hazard: heat wave
FEMA ranks heat wave risk at 87/100 here — the leading natural threat.
Sparse population
21.4 people per square mile — well below the CONUS average.
Climate profile
Classified as humid with a 54.4°F annual mean and 41.8" of annual precipitation. USDA hardiness zone 8a.
Housing & taxes
Median home value $162,200.

Score Breakdown

Violence
77
percentile (lower = safer)
Disasters
38
percentile (lower = safer)
Density
30
percentile (lower = emptier)
Overall FEMA Risk
38.3
NRI composite (0-100)

Natural Hazard Profile (FEMA NRI)

Cold Wave 41
Drought 58
Earthquake 69
Hail 62
Hurricane 21
Heat Wave 87
Riverine Flood 48
Ice Storm 57
Landslide 84
Lightning 41
Strong Wind 33
Tornado 33
Wildfire 44
Winter Weather 26

Monthly Climate (1991–2020 normals)

Average temperature
JFMAMJ JASOND
Monthly precipitation (inches)
JFMAMJ JASOND
Summer high
87.7°F
Winter low
20.2°F
Heating degree days
5,061
Cooling degree days
1,249

Housing & Economy

Median home value
$162,200
Median HH income
$58,660
Price to income
2.8×
Property tax rate
0.78%
~$1,264/yr median

Community Profile

Median age
43.8
Homeownership
74.3%
Poverty rate
14.8%
Unemployment
3%

Connectivity

Broadband households
51.9%
No internet access
17.3%

Explore Montgomery County Further

Similar Counties

Data sources. Prepper scores are national percentile ranks of firearm fatalities (County Health Rankings 2024 / CDC WONDER), FEMA National Risk Index 2023 composite disaster score, and population density (ACS 2022 + TIGER 2022 land area). Climate from NOAA nClimDiv 1991–2020 normals. Hardiness zone is estimated from climate data and may differ from the official USDA PHZM. Demographics and housing from Census ACS 5-year 2022. All scores are for comparison purposes only and do not constitute advice about where to live.