Hunt & Live

Hill County, MT

16,068 residents · 2,899 sq mi · 5.5/sq mi · 40% rural

Climate
41.9°F
12.8" rain/yr
Water
dry sub-humid
Aridity index 0.7
Hardiness
Zone 6b
Winter low ~-4.5°F

About Hill County

Hill County is a county located in the U.S. state of Montana. As of the 2020 census, the population was 16,309. Its county seat is Havre. It lies along the United States border with Canada, abutting Alberta and Saskatchewan.

57
Prepper Suitability
worsebetter
National rank: #1085 of 3,109
Locator map
Location within the continental US

Prepper Assessment

Living in Hill County offers a mix of rural charm and challenging climate. The terrain is primarily flat with a dry sub-humid climate, characterized by an annual mean temperature of 41.9°F and average rainfall of 12.8 inches. The growing season falls within USDA zone 6b, which allows for a variety of crops, though the relatively short season may limit some agricultural options. Those seeking self-sufficiency will benefit from the low population density of 5.5 people per square mile, providing ample space for homesteading activities.

However, potential residents should consider the risks associated with this area. The leading natural hazards include Cold Waves (94) and Winter Weather (89), which could pose significant challenges for survival during harsh winters. Additionally, while the violence percentile is relatively low at 92/100, the county's disaster percentile is average at 50/100, indicating some vulnerability to natural events. The median home price of $183,300 and a property tax rate of 1.10% may be manageable, but the cost of living can fluctuate based on local economic conditions.

This county may suit those who are well-prepared for extreme weather and prefer a quiet, rural lifestyle. Homesteaders with experience in cold-weather farming and self-sufficiency practices may thrive here, particularly those who can navigate the challenges posed by winter conditions. Conversely, individuals unaccustomed to harsh climates or those seeking a bustling community may find this area less appealing. The key dealbreaker for many could be the cold winter temperatures and the need for robust preparation for seasonal challenges.

AI-generated analysis based on county data (climate, hazards, density, housing, economy). For general orientation only.

Key Facts

Ranked #1,624 nationally
Out of 3,109 CONUS counties for composite prepper suitability.
#41 of 56 in MT
Ranked #41 of 56 counties statewide for prepper suitability.
Dominant hazard: cold wave
FEMA ranks cold wave risk at 94/100 here — the leading natural threat.
Sparse population
5.5 people per square mile — well below the CONUS average.
Climate profile
Classified as dry sub-humid with a 41.9°F annual mean and 12.8" of annual precipitation. USDA hardiness zone 6b.
Housing & taxes
Median home value $183,300.

Score Breakdown

Violence
68
percentile (lower = safer)
Disasters
50
percentile (lower = safer)
Density
12
percentile (lower = emptier)
Overall FEMA Risk
50.4
NRI composite (0-100)

Natural Hazard Profile (FEMA NRI)

Avalanche 5
Cold Wave 94
Drought 45
Earthquake 21
Hail 24
Heat Wave 25
Riverine Flood 43
Ice Storm 13
Landslide 39
Lightning 62
Strong Wind 12
Tornado 8
Wildfire 63
Winter Weather 89

Monthly Climate (1991–2020 normals)

Average temperature
JFMAMJ JASOND
Monthly precipitation (inches)
JFMAMJ JASOND
Summer high
83.6°F
Winter low
5.5°F
Heating degree days
8,718
Cooling degree days
343

Housing & Economy

Median home value
$183,300
Median HH income
$58,427
Price to income
3.1×
Property tax rate
1.1%
~$2,019/yr median

Community Profile

Median age
33.4
Homeownership
65.9%
Poverty rate
16.9%
Unemployment
3.9%

Connectivity

Broadband households
67.7%
No internet access
14.8%

Explore Hill County Further

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Data sources. Prepper scores are national percentile ranks of firearm fatalities (County Health Rankings 2024 / CDC WONDER), FEMA National Risk Index 2023 composite disaster score, and population density (ACS 2022 + TIGER 2022 land area). Climate from NOAA nClimDiv 1991–2020 normals. Hardiness zone is estimated from climate data and may differ from the official USDA PHZM. Demographics and housing from Census ACS 5-year 2022. All scores are for comparison purposes only and do not constitute advice about where to live.