Hunt & Live

Toole County, MT

5,082 residents · 1,915 sq mi · 2.7/sq mi · 100% rural

Climate
42.3°F
12.8" rain/yr
Water
dry sub-humid
Aridity index 0.72
Hardiness
Zone 6b
Winter low ~-1.1°F

About Toole County

Toole County is a county in the northern portion of the U.S. state of Montana. As of the 2020 census, the population was 4,971. Its county seat is Shelby. The county was established in 1914 from parts of Hill County and Teton County and was named after Joseph Toole, the first and fourth governor of Montana. Its northern boundary is the Canada–United States border south of Alberta.

71
Prepper Suitability
worsebetter
National rank: #492 of 3,109
Locator map
Location within the continental US

Prepper Assessment

Living in Toole County offers a rural lifestyle with a low population density of 2.7 people per square mile, providing ample space for self-sufficient living. The climate features an annual mean of 42.3°F, with summer highs reaching 81.6°F and winter lows at 8.9°F, which supports a growing season suitable for USDA zone 6b crops. However, the area experiences a dry sub-humid climate with only 12.8 inches of rain annually, which could limit water availability for gardening and livestock.

Risks in this area include a higher likelihood of cold waves (FEMA rank 77) and winter weather hazards (rank 42), which could impact food production and transportation. Wildfire risk is moderate (rank 48), while drought (rank 40) poses a significant threat to water resources. Despite a relatively low violence percentile of 92, indicating a safer environment, the cost of living is moderate, with median home prices around $166,200 and a property tax rate of 0.99%, which may be a consideration for potential residents.

Toole County may be a good fit for individuals or families seeking a quiet, rural lifestyle with the ability to engage in homesteading. Those who thrive here will likely have experience managing cold weather challenges and limited water resources. However, individuals reliant on consistent broadband connectivity may find the 68% subscription rate insufficient for their needs, and those who require a more temperate climate year-round might find the winters challenging.

AI-generated analysis based on county data (climate, hazards, density, housing, economy). For general orientation only.

Key Facts

Ranked #750 nationally
Out of 3,109 CONUS counties for composite prepper suitability.
#20 of 56 in MT
Ranked #20 of 56 counties statewide for prepper suitability.
Dominant hazard: cold wave
FEMA ranks cold wave risk at 77/100 here — the leading natural threat.
Extremely rural
Only 2.7 people per square mile — fewer than 5/sqmi places you in the bottom 5% nationally for density.
Climate profile
Classified as dry sub-humid with a 42.3°F annual mean and 12.8" of annual precipitation. USDA hardiness zone 6b.
Housing & taxes
Median home value $166,200.

Score Breakdown

Violence
68
percentile (lower = safer)
Disasters
13
percentile (lower = safer)
Density
6
percentile (lower = emptier)
Overall FEMA Risk
13
NRI composite (0-100)

Natural Hazard Profile (FEMA NRI)

Avalanche 7
Cold Wave 77
Drought 40
Earthquake 30
Hail 4
Heat Wave 11
Riverine Flood 18
Ice Storm 6
Landslide 25
Lightning 10
Strong Wind 13
Tornado 4
Wildfire 48
Winter Weather 42

Monthly Climate (1991–2020 normals)

Average temperature
JFMAMJ JASOND
Monthly precipitation (inches)
JFMAMJ JASOND
Summer high
81.6°F
Winter low
8.9°F
Heating degree days
8,518
Cooling degree days
272

Housing & Economy

Median home value
$166,200
Median HH income
$54,040
Price to income
3.1×
Property tax rate
0.99%
~$1,642/yr median

Community Profile

Median age
40.4
Homeownership
64.9%
Poverty rate
10.6%
Unemployment
3.9%

Connectivity

Broadband households
67.9%
No internet access
7.5%

Explore Toole County Further

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Data sources. Prepper scores are national percentile ranks of firearm fatalities (County Health Rankings 2024 / CDC WONDER), FEMA National Risk Index 2023 composite disaster score, and population density (ACS 2022 + TIGER 2022 land area). Climate from NOAA nClimDiv 1991–2020 normals. Hardiness zone is estimated from climate data and may differ from the official USDA PHZM. Demographics and housing from Census ACS 5-year 2022. All scores are for comparison purposes only and do not constitute advice about where to live.