Hunt & Live

Clay County, NE

6,049 residents · 572 sq mi · 10.6/sq mi · 100% rural

Climate
51.3°F
28" rain/yr
Water
humid
Aridity index 1.17
Hardiness
Zone 7b
Winter low ~5.2°F

About Clay County

Clay County is a county in the U.S. state of Nebraska. As of the 2020 United States census, the population was 6,104. Its county seat is Clay Center. The county was formed in 1855, and was organized in 1871. It was named for Henry Clay, a member of the United States Senate from Kentucky, who went on to become United States Secretary of State. In the Nebraska license plate system, Clay County is represented by the prefix 30.

70
Prepper Suitability
worsebetter
National rank: #533 of 3,109
Locator map
Location within the continental US

Prepper Assessment

Living in this area offers a rural lifestyle characterized by a low population density of 10.6 people per square mile, making it quite spacious. The climate features an annual mean temperature of 51.3°F, with a growing season suitable for USDA zone 7b, allowing for a variety of crops. The county receives 28 inches of rainfall annually, which supports agricultural endeavors, although the region's humid conditions can also lead to challenges such as drought.

Natural hazards in this county include a high risk of hail and strong winds, both ranked at 98 by FEMA, which could impact property and crops. The area also faces challenges from drought (93) and ice storms (70). While the violence percentile is low at 24, indicating a safer environment, the relatively higher cost of living—with a median home price of $129,600—might be a concern for some potential residents.

This county may be a good fit for those seeking an affordable rural lifestyle with opportunities for self-sufficient living, particularly farmers and gardeners. However, individuals who are sensitive to severe weather risks or those looking for urban amenities may find this area less appealing. The hidden gem here is the strong sense of community and spacious living, while the dealbreaker could be the high frequency of hail and wind events.

AI-generated analysis based on county data (climate, hazards, density, housing, economy). For general orientation only.

Key Facts

Ranked #555 nationally
Out of 3,109 CONUS counties for composite prepper suitability.
#75 of 93 in NE
Ranked #75 of 93 counties statewide for prepper suitability.
Dominant hazard: hail
FEMA ranks hail risk at 98/100 here — the leading natural threat.
Sparse population
10.6 people per square mile — well below the CONUS average.
Climate profile
Classified as humid with a 51.3°F annual mean and 28.0" of annual precipitation. USDA hardiness zone 7b.
Housing & taxes
Median home value $129,600.

Score Breakdown

Violence
17
percentile (lower = safer)
Disasters
56
percentile (lower = safer)
Density
18
percentile (lower = emptier)
Overall FEMA Risk
56
NRI composite (0-100)

Natural Hazard Profile (FEMA NRI)

Cold Wave 10
Drought 93
Earthquake 16
Hail 98
Heat Wave 12
Riverine Flood 15
Ice Storm 71
Landslide 5
Lightning 54
Strong Wind 98
Tornado 54
Wildfire 60
Winter Weather 61

Monthly Climate (1991–2020 normals)

Average temperature
JFMAMJ JASOND
Monthly precipitation (inches)
JFMAMJ JASOND
Summer high
87.5°F
Winter low
15.2°F
Heating degree days
6,030
Cooling degree days
1,075

Housing & Economy

Median home value
$129,600
Median HH income
$73,933
Price to income
1.8×
Property tax rate
1.35%
~$1,747/yr median

Community Profile

Median age
39.5
Homeownership
80.4%
Poverty rate
8.7%
Unemployment
2.2%

Connectivity

Broadband households
59.9%
No internet access
12%

Explore Clay County Further

Similar Counties

Data sources. Prepper scores are national percentile ranks of firearm fatalities (County Health Rankings 2024 / CDC WONDER), FEMA National Risk Index 2023 composite disaster score, and population density (ACS 2022 + TIGER 2022 land area). Climate from NOAA nClimDiv 1991–2020 normals. Hardiness zone is estimated from climate data and may differ from the official USDA PHZM. Demographics and housing from Census ACS 5-year 2022. All scores are for comparison purposes only and do not constitute advice about where to live.