Hunt & Live

Holt County, NE

10,043 residents · 2,412 sq mi · 4.2/sq mi · 100% rural

Climate
48.2°F
26.2" rain/yr
Water
humid
Aridity index 1.2
Hardiness
Zone 7a
Winter low ~1.7°F

About Holt County

Holt County is a county in the U.S. state of Nebraska. As of the 2020 census, the population was 10,127, and was estimated to be 10,120 in 2024. The county seat and the largest city is O'Neill.

85
Prepper Suitability
worsebetter
National rank: #89 of 3,109
Locator map
Location within the continental US

Prepper Assessment

Living in this area offers a rural lifestyle with a low population density of 4.2 people per square mile, ideal for those seeking remoteness. The climate features an annual mean temperature of 48.2°F, with a growing season suitable for USDA zone 7a. Water is relatively abundant with 26.2 inches of rainfall per year, supporting agricultural endeavors. However, the region does experience drought, which may limit crop yields during dry spells, necessitating careful planning for self-sufficient living.

Natural hazards pose risks in this area, with drought ranked high at FEMA rank 81, followed by winter weather (72) and wildfire (70). The violence percentile is relatively low at 24, indicating a safer environment, while the density percentile at 10 suggests a very empty area. The cost of living is manageable, with median home prices at $148,900 and a median household income of $66,325, but access to broadband is limited, with only 53% of households subscribed.

This county is well-suited for individuals or families seeking a quiet, rural lifestyle and who are prepared for the challenges of self-sufficiency. Those with skills in agriculture or livestock management may thrive here, while urban dwellers accustomed to high connectivity and amenities may find the area lacking. A key dealbreaker for some might be the risk of drought, which requires a proactive approach to water management and crop selection.

AI-generated analysis based on county data (climate, hazards, density, housing, economy). For general orientation only.

Key Facts

Top 70 nationally
Ranks #70 of 3,109 CONUS counties for prepper suitability — top 2%.
#33 of 93 in NE
Ranked #33 of 93 counties statewide for prepper suitability.
Dominant hazard: drought
FEMA ranks drought risk at 81/100 here — the leading natural threat.
Extremely rural
Only 4.2 people per square mile — fewer than 5/sqmi places you in the bottom 5% nationally for density.
Climate profile
Classified as humid with a 48.2°F annual mean and 26.2" of annual precipitation. USDA hardiness zone 7a.
Housing & taxes
Median home value $148,900.

Score Breakdown

Violence
17
percentile (lower = safer)
Disasters
17
percentile (lower = safer)
Density
10
percentile (lower = emptier)
Overall FEMA Risk
17.2
NRI composite (0-100)

Natural Hazard Profile (FEMA NRI)

Cold Wave 65
Drought 81
Earthquake 22
Hail 54
Heat Wave 22
Riverine Flood 11
Ice Storm 62
Landslide 11
Lightning 68
Strong Wind 31
Tornado 39
Wildfire 71
Winter Weather 72

Monthly Climate (1991–2020 normals)

Average temperature
JFMAMJ JASOND
Monthly precipitation (inches)
JFMAMJ JASOND
Summer high
86.3°F
Winter low
11.7°F
Heating degree days
6,914
Cooling degree days
808

Housing & Economy

Median home value
$148,900
Median HH income
$66,325
Price to income
2.2×
Property tax rate
1.14%
~$1,701/yr median

Community Profile

Median age
42.3
Homeownership
72.1%
Poverty rate
9.9%
Unemployment
1.3%

Connectivity

Broadband households
52.6%
No internet access
16%

Explore Holt County Further

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Data sources. Prepper scores are national percentile ranks of firearm fatalities (County Health Rankings 2024 / CDC WONDER), FEMA National Risk Index 2023 composite disaster score, and population density (ACS 2022 + TIGER 2022 land area). Climate from NOAA nClimDiv 1991–2020 normals. Hardiness zone is estimated from climate data and may differ from the official USDA PHZM. Demographics and housing from Census ACS 5-year 2022. All scores are for comparison purposes only and do not constitute advice about where to live.