Hunt & Live

Howard County, NE

6,515 residents · 569 sq mi · 11.4/sq mi · 100% rural

Climate
50.1°F
27.1" rain/yr
Water
humid
Aridity index 1.17
Hardiness
Zone 7a
Winter low ~3.7°F

About Howard County

Howard County is a county in the state of Nebraska. As of the 2020 United States census, the population was 6,475. Its county seat is St. Paul. The county was formed in 1871 and named after Civil War General Oliver Otis Howard.

80
Prepper Suitability
worsebetter
National rank: #207 of 3,109
Locator map
Location within the continental US

Prepper Assessment

This area features a predominantly rural environment with a population density of 11.4 people per square mile, providing ample space for self-sufficient living. The climate is classified as humid with an annual mean temperature of 50.1°F and 27.1 inches of rainfall per year, supporting a growing season suitable for a variety of crops. The USDA zone 7a indicates the potential for a diverse garden, although the summer highs can reach 86.7°F, which may require careful water management during warmer months.

However, there are notable risks to consider. The county faces significant hazards such as hail (FEMA rank 95), drought (87), and strong winds (71), which could impact agricultural efforts and property. The area has a lower violence percentile at 24/100, suggesting relative safety, but the 45% broadband subscription rate may limit access to online resources. The median home price of $181,600 is reasonable, but prospective residents should weigh the effective property tax rate of 1.22% against their budget.

This county may be a good fit for those seeking a rural lifestyle with enough space to homestead, particularly individuals who can adapt to the climate and manage the risks associated with natural hazards. It may not suit those who rely heavily on technology or urban amenities, as the broadband access is limited. A potential dealbreaker could be the severe weather risks, while the low population density and reasonable cost of living could be appealing to those looking to escape urban environments.

AI-generated analysis based on county data (climate, hazards, density, housing, economy). For general orientation only.

Key Facts

Top 6% nationally
National prepper rank: #193 of 3,109.
#52 of 93 in NE
Ranked #52 of 93 counties statewide for prepper suitability.
Dominant hazard: hail
FEMA ranks hail risk at 95/100 here — the leading natural threat.
Sparse population
11.4 people per square mile — well below the CONUS average.
Climate profile
Classified as humid with a 50.1°F annual mean and 27.1" of annual precipitation. USDA hardiness zone 7a.
Housing & taxes
Median home value $181,600.

Score Breakdown

Violence
17
percentile (lower = safer)
Disasters
24
percentile (lower = safer)
Density
20
percentile (lower = emptier)
Overall FEMA Risk
24.2
NRI composite (0-100)

Natural Hazard Profile (FEMA NRI)

Cold Wave 8
Drought 87
Earthquake 8
Hail 95
Heat Wave 7
Riverine Flood 15
Ice Storm 54
Landslide 11
Lightning 11
Strong Wind 71
Tornado 36
Wildfire 53
Winter Weather 56

Monthly Climate (1991–2020 normals)

Average temperature
JFMAMJ JASOND
Monthly precipitation (inches)
JFMAMJ JASOND
Summer high
86.7°F
Winter low
13.7°F
Heating degree days
6,364
Cooling degree days
949

Housing & Economy

Median home value
$181,600
Median HH income
$70,766
Price to income
2.6×
Property tax rate
1.22%
~$2,219/yr median

Community Profile

Median age
42.6
Homeownership
75.7%
Poverty rate
4.9%
Unemployment
4%

Connectivity

Broadband households
45.4%
No internet access
16.5%

Explore Howard County Further

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Data sources. Prepper scores are national percentile ranks of firearm fatalities (County Health Rankings 2024 / CDC WONDER), FEMA National Risk Index 2023 composite disaster score, and population density (ACS 2022 + TIGER 2022 land area). Climate from NOAA nClimDiv 1991–2020 normals. Hardiness zone is estimated from climate data and may differ from the official USDA PHZM. Demographics and housing from Census ACS 5-year 2022. All scores are for comparison purposes only and do not constitute advice about where to live.