Hunt & Live

Merrick County, NE

7,721 residents · 487 sq mi · 15.8/sq mi · 100% rural

Climate
50.5°F
27.6" rain/yr
Water
humid
Aridity index 1.17
Hardiness
Zone 7a
Winter low ~4°F

About Merrick County

Merrick County is a county in the U.S. state of Nebraska. As of the 2020 United States census, the population was 7,668. Its county seat is Central City.

72
Prepper Suitability
worsebetter
National rank: #439 of 3,109
Locator map
Location within the continental US

Prepper Assessment

Living in this area offers a predominantly rural lifestyle with a population density of 15.8 people per square mile, making it relatively remote. The climate features an annual mean temperature of 50.5°F, with a growing season suitable for USDA zone 7a. The region receives 27.6 inches of rain per year, supporting agricultural activities, although water availability may fluctuate due to drought risks. The terrain is generally flat, which can facilitate farming and self-sufficient living but may limit natural barriers for privacy.

This area faces notable natural hazards, particularly hail (FEMA rank 97) and drought (rank 92), which can impact agricultural viability. The risk of strong winds (rank 80) and ice storms (rank 68) also presents challenges for infrastructure and safety. Despite a lower violence percentile of 24/100, indicating a safer environment, the cost of living is moderate, with median home prices at $159,300 and a property tax rate of 1.27%. Broadband access is available to 57% of households, which may limit connectivity for some residents.

Merrick County may be a good fit for those seeking a quiet, rural lifestyle and who are prepared to manage the risks of weather-related hazards. Individuals with farming experience or those looking to live sustainably may thrive here. However, those who require robust internet access or are not equipped to handle the challenges posed by drought and severe weather may find this area less suitable. The potential for agricultural success is a hidden gem, while the vulnerability to hail and drought could be a dealbreaker for some homesteaders.

AI-generated analysis based on county data (climate, hazards, density, housing, economy). For general orientation only.

Key Facts

Top 14% nationally
National prepper rank: #447 of 3,109.
#69 of 93 in NE
Ranked #69 of 93 counties statewide for prepper suitability.
Dominant hazard: hail
FEMA ranks hail risk at 97/100 here — the leading natural threat.
Sparse population
15.8 people per square mile — well below the CONUS average.
Climate profile
Classified as humid with a 50.5°F annual mean and 27.6" of annual precipitation. USDA hardiness zone 7a.
Housing & taxes
Median home value $159,300.

Score Breakdown

Violence
17
percentile (lower = safer)
Disasters
43
percentile (lower = safer)
Density
24
percentile (lower = emptier)
Overall FEMA Risk
42.9
NRI composite (0-100)

Natural Hazard Profile (FEMA NRI)

Cold Wave 10
Drought 92
Earthquake 15
Hail 97
Heat Wave 13
Riverine Flood 37
Ice Storm 68
Landslide 2
Lightning 13
Strong Wind 81
Tornado 52
Wildfire 50
Winter Weather 60

Monthly Climate (1991–2020 normals)

Average temperature
JFMAMJ JASOND
Monthly precipitation (inches)
JFMAMJ JASOND
Summer high
86.6°F
Winter low
14°F
Heating degree days
6,245
Cooling degree days
1,016

Housing & Economy

Median home value
$159,300
Median HH income
$57,873
Price to income
2.8×
Property tax rate
1.27%
~$2,027/yr median

Community Profile

Median age
43
Homeownership
78.8%
Poverty rate
10.2%
Unemployment
0.5%

Connectivity

Broadband households
56.9%
No internet access
13.2%

Explore Merrick County Further

Similar Counties

Data sources. Prepper scores are national percentile ranks of firearm fatalities (County Health Rankings 2024 / CDC WONDER), FEMA National Risk Index 2023 composite disaster score, and population density (ACS 2022 + TIGER 2022 land area). Climate from NOAA nClimDiv 1991–2020 normals. Hardiness zone is estimated from climate data and may differ from the official USDA PHZM. Demographics and housing from Census ACS 5-year 2022. All scores are for comparison purposes only and do not constitute advice about where to live.