Hunt & Live

Otoe County, NE

16,198 residents · 616 sq mi · 26.3/sq mi · 56% rural

Climate
51.8°F
33" rain/yr
Water
humid
Aridity index 1.35
Hardiness
Zone 7a
Winter low ~4.8°F

About Otoe County

Otoe County is a county in the U.S. state of Nebraska. As of the 2020 United States census, the population was 15,912. Its county seat is Nebraska City. The county was formed in 1854 and was named in reference to the Otoe Indian tribe.

77
Prepper Suitability
worsebetter
National rank: #293 of 3,109
Locator map
Location within the continental US

Prepper Assessment

Living in this area offers a mix of rural charm and manageable climate conditions. With an annual mean temperature of 51.8°F and 33 inches of rainfall, the growing season is suitable for a variety of crops, especially in USDA zone 7a. The terrain is predominantly flat, allowing for easy cultivation and livestock management. However, the 56% rural population means that services may be limited, which could pose challenges for those relying on urban amenities.

The county faces notable natural hazards, particularly hail (FEMA rank 79) and wildfire (rank 68), which could impact agricultural activities and property. The area experiences a moderate risk of drought (rank 66) and ice storms (rank 59), which may affect water availability and infrastructure. While the population density is relatively low at 26.3 people per square mile, the violence percentile at 29 indicates a safer environment compared to many regions, though caution is always advisable.

This area may suit individuals or families seeking a rural lifestyle with the ability to cultivate land and maintain livestock. Those who thrive here are likely self-sufficient and prepared for some isolation. However, newcomers who rely heavily on urban conveniences or expect consistent access to services may find it challenging. The hidden gem is the relatively affordable housing market, with a median home price of $172,500, which could appeal to aspiring homesteaders.

AI-generated analysis based on county data (climate, hazards, density, housing, economy). For general orientation only.

Key Facts

Top 11% nationally
National prepper rank: #328 of 3,109.
#62 of 93 in NE
Ranked #62 of 93 counties statewide for prepper suitability.
Dominant hazard: hail
FEMA ranks hail risk at 79/100 here — the leading natural threat.
Rural-suburban mix
26.3 people per square mile.
Climate profile
Classified as humid with a 51.8°F annual mean and 33.0" of annual precipitation. USDA hardiness zone 7a.
Housing & taxes
Median home value $172,500.

Score Breakdown

Violence
17
percentile (lower = safer)
Disasters
18
percentile (lower = safer)
Density
35
percentile (lower = emptier)
Overall FEMA Risk
18
NRI composite (0-100)

Natural Hazard Profile (FEMA NRI)

Cold Wave 30
Drought 67
Earthquake 11
Hail 79
Heat Wave 52
Riverine Flood 21
Ice Storm 59
Landslide 49
Lightning 21
Strong Wind 49
Tornado 50
Wildfire 68
Winter Weather 24

Monthly Climate (1991–2020 normals)

Average temperature
JFMAMJ JASOND
Monthly precipitation (inches)
JFMAMJ JASOND
Summer high
87°F
Winter low
14.8°F
Heating degree days
5,930
Cooling degree days
1,139

Housing & Economy

Median home value
$172,500
Median HH income
$73,031
Price to income
2.4×
Property tax rate
1.45%
~$2,499/yr median

Community Profile

Median age
42
Homeownership
76.8%
Poverty rate
11.4%
Unemployment
3.2%

Connectivity

Broadband households
65.3%
No internet access
8.7%

Explore Otoe County Further

Similar Counties

Data sources. Prepper scores are national percentile ranks of firearm fatalities (County Health Rankings 2024 / CDC WONDER), FEMA National Risk Index 2023 composite disaster score, and population density (ACS 2022 + TIGER 2022 land area). Climate from NOAA nClimDiv 1991–2020 normals. Hardiness zone is estimated from climate data and may differ from the official USDA PHZM. Demographics and housing from Census ACS 5-year 2022. All scores are for comparison purposes only and do not constitute advice about where to live.