Hunt & Live

Sherman County, NE

2,980 residents · 566 sq mi · 5.3/sq mi · 100% rural

Climate
49.6°F
26.1" rain/yr
Water
humid
Aridity index 1.15
Hardiness
Zone 7a
Winter low ~3.5°F

About Sherman County

Sherman County is a county in the U.S. state of Nebraska. As of the 2020 United States census, the population was 2,959. Its county seat is Loup City. The county was created in 1870, and was organized in 1872. It was named for American Civil War General William Tecumseh Sherman.

83
Prepper Suitability
worsebetter
National rank: #130 of 3,109
Locator map
Location within the continental US

Prepper Assessment

Living in this area offers a rural experience with a low population density of 5.3 people per square mile, conducive to self-sufficient living. The climate features an annual mean temperature of 49.6°F and receives 26.1 inches of rainfall per year, supporting a growing season suitable for various crops. However, residents must be prepared for cold winters, with lows averaging 13.5°F, and manage the humid environment, classified with an aridity index of 1.15.

While the county has a low violence percentile of 24/100, indicating a safer environment, it does face significant natural hazards. Hail (96) poses a high risk, along with drought (89) and wildfire (68), which could impact agricultural efforts. The median home price is $112,500, making housing relatively affordable, although the 41% broadband subscription rate suggests limited internet access, which might be a drawback for those needing online connectivity.

This county is well-suited for individuals or families seeking a quiet, rural lifestyle with a strong emphasis on self-sufficiency. Those who thrive here will appreciate the affordability and the spacious environment. However, potential residents should be cautious about the high risks of hail and drought, which could deter those reliant on stable agricultural conditions. For homesteaders, the combination of hazards and limited internet access may be dealbreakers, while the low density and affordability could be hidden gems for others.

AI-generated analysis based on county data (climate, hazards, density, housing, economy). For general orientation only.

Key Facts

Top 3% nationally
National prepper rank: #107 of 3,109.
#37 of 93 in NE
Ranked #37 of 93 counties statewide for prepper suitability.
Dominant hazard: hail
FEMA ranks hail risk at 96/100 here — the leading natural threat.
Sparse population
5.3 people per square mile — well below the CONUS average.
Climate profile
Classified as humid with a 49.6°F annual mean and 26.1" of annual precipitation. USDA hardiness zone 7a.
Housing & taxes
Median home value $112,500.

Score Breakdown

Violence
17
percentile (lower = safer)
Disasters
22
percentile (lower = safer)
Density
12
percentile (lower = emptier)
Overall FEMA Risk
22.4
NRI composite (0-100)

Natural Hazard Profile (FEMA NRI)

Cold Wave 11
Drought 89
Earthquake 7
Hail 96
Heat Wave 16
Riverine Flood 9
Ice Storm 42
Landslide 21
Lightning 9
Strong Wind 65
Tornado 25
Wildfire 68
Winter Weather 58

Monthly Climate (1991–2020 normals)

Average temperature
JFMAMJ JASOND
Monthly precipitation (inches)
JFMAMJ JASOND
Summer high
86.5°F
Winter low
13.5°F
Heating degree days
6,449
Cooling degree days
880

Housing & Economy

Median home value
$112,500
Median HH income
$60,194
Price to income
1.9×
Property tax rate
1.31%
~$1,469/yr median

Community Profile

Median age
49.1
Homeownership
75.1%
Poverty rate
10.9%
Unemployment
4.2%

Connectivity

Broadband households
41.4%
No internet access
22.1%

Explore Sherman County Further

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Data sources. Prepper scores are national percentile ranks of firearm fatalities (County Health Rankings 2024 / CDC WONDER), FEMA National Risk Index 2023 composite disaster score, and population density (ACS 2022 + TIGER 2022 land area). Climate from NOAA nClimDiv 1991–2020 normals. Hardiness zone is estimated from climate data and may differ from the official USDA PHZM. Demographics and housing from Census ACS 5-year 2022. All scores are for comparison purposes only and do not constitute advice about where to live.