Hunt & Live

Monmouth County, NJ

644,098 residents · 468 sq mi · 1,375.7/sq mi · 5% rural

Climate
54.3°F
47.6" rain/yr
Water
humid
Aridity index 1.88
Hardiness
Zone 8a
Winter low ~14.2°F

About Monmouth County

Monmouth County is a county located in the central portion of the U.S. state of New Jersey. It is bordered to its west by Mercer and Middlesex Counties, to its south by Ocean County, to its east by the Atlantic Ocean, and to its north by the Raritan Bay. Monmouth County's geographic area comprises 30% water. The county is part of the Jersey Shore region of the state.

35
Prepper Suitability
worsebetter
National rank: #2463 of 3,109
Locator map
Location within the continental US

Prepper Assessment

Living in this area offers a mix of urban and rural environments, with a population density of 1,375.7 people per square mile and only 5% of the land classified as rural. The climate is humid with an annual mean of 54.3°F and ample rainfall at 47.6 inches per year, supporting a growing season suitable for a variety of crops. However, the high density may limit opportunities for extensive homesteading practices, and the proximity to water bodies could influence land use and access to resources.

The county faces significant natural hazards, with strong winds (FEMA rank 100) and heat waves (rank 99) being primary concerns. The high disaster percentile indicates that this area is prone to severe weather events, including lightning and winter weather. Additionally, the median home price of $519,300 may be a barrier for those seeking affordable homestead opportunities, and the effective property tax rate of 1.89% adds to the cost of living, potentially impacting self-sufficiency efforts.

This county may be a good fit for individuals or families who prioritize access to urban amenities while still seeking some degree of rural living. Those who thrive here are likely to be comfortable with a higher cost of living and the associated risks of severe weather. However, this area may not be suitable for those looking for a remote, self-sufficient lifestyle, as the high density and significant hazards could pose challenges for traditional homesteading.

AI-generated analysis based on county data (climate, hazards, density, housing, economy). For general orientation only.

Key Facts

Ranked #2,401 nationally
Out of 3,109 CONUS counties for composite prepper suitability.
#12 of 21 in NJ
Ranked #12 of 21 counties statewide for prepper suitability.
Dominant hazard: strong wind
FEMA ranks strong wind risk at 100/100 here — the leading natural threat.
Urban: 1,376/sqmi
Densely populated at 1,376 people per square mile.
Climate profile
Classified as humid with a 54.3°F annual mean and 47.6" of annual precipitation. USDA hardiness zone 8a.
Housing & taxes
Median home value $519,300.

Score Breakdown

Violence
1
percentile (lower = safer)
Disasters
96
percentile (lower = safer)
Density
96
percentile (lower = emptier)
Overall FEMA Risk
96.3
NRI composite (0-100)

Natural Hazard Profile (FEMA NRI)

Coastal Flood 90
Cold Wave 87
Drought 72
Earthquake 94
Hail 30
Hurricane 93
Heat Wave 99
Riverine Flood 96
Ice Storm 94
Landslide 34
Lightning 99
Strong Wind 100
Tornado 55
Wildfire 89
Winter Weather 98

Monthly Climate (1991–2020 normals)

Average temperature
JFMAMJ JASOND
Monthly precipitation (inches)
JFMAMJ JASOND
Summer high
86.3°F
Winter low
24.2°F
Heating degree days
4,837
Cooling degree days
972

Housing & Economy

Median home value
$519,300
Median HH income
$118,527
Price to income
4.4×
Property tax rate
1.89%
~$9,830/yr median

Community Profile

Median age
43.3
Homeownership
75.6%
Poverty rate
6.4%
Unemployment
5.4%

Connectivity

Broadband households
82.8%
No internet access
5.5%

Explore Monmouth County Further

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Data sources. Prepper scores are national percentile ranks of firearm fatalities (County Health Rankings 2024 / CDC WONDER), FEMA National Risk Index 2023 composite disaster score, and population density (ACS 2022 + TIGER 2022 land area). Climate from NOAA nClimDiv 1991–2020 normals. Hardiness zone is estimated from climate data and may differ from the official USDA PHZM. Demographics and housing from Census ACS 5-year 2022. All scores are for comparison purposes only and do not constitute advice about where to live.