Hunt & Live

Montgomery County, NY

49,623 residents · 403 sq mi · 123.1/sq mi · 45% rural

Climate
47°F
42" rain/yr
Water
humid
Aridity index 2.01
Hardiness
Zone 7a
Winter low ~2.7°F

About Montgomery County

Montgomery County is a county in the U.S. state of New York. As of the 2020 census, the population was 49,532. The county seat is Fonda. The county was named in honor of Richard Montgomery, an American Revolutionary War general killed in 1775 at the Battle of Quebec. The county is part of the Mohawk Valley region of the state.

48
Prepper Suitability
worsebetter
National rank: #1625 of 3,109
Locator map
Location within the continental US

Prepper Assessment

Living in this area offers a mix of rural charm and accessibility, with a population density of 123.1 people per square mile. The climate features an annual mean temperature of 47.0°F and receives about 42 inches of rainfall per year, supporting a growing season suitable for USDA zone 7a. The terrain is varied, with some rural areas ideal for self-sufficient living, although the presence of water sources and arable land can vary significantly across the county.

Natural hazards pose notable risks, with landslide and riverine flood receiving high FEMA rankings of 92 and 80, respectively. The county also faces risks from hurricanes, winter weather, and cold waves, which can impact homesteading efforts. The population density percentile of 76 suggests a relatively populated area, which may not appeal to those seeking extreme remoteness. Additionally, the median home price of $132,300 may be a barrier for some aspiring homesteaders.

This county could be a suitable fit for those who appreciate a rural lifestyle but still want access to some amenities, as evidenced by the 69% broadband subscription rate. Individuals or families looking to establish a homestead with moderate risks might thrive here, especially if they are prepared for the challenges posed by natural hazards. However, those seeking complete isolation or who are highly risk-averse may find the county's hazards and population density to be dealbreakers.

AI-generated analysis based on county data (climate, hazards, density, housing, economy). For general orientation only.

Key Facts

Ranked #1,493 nationally
Out of 3,109 CONUS counties for composite prepper suitability.
#33 of 62 in NY
Ranked #33 of 62 counties statewide for prepper suitability.
Dominant hazard: landslide
FEMA ranks landslide risk at 92/100 here — the leading natural threat.
Urban: 123/sqmi
Densely populated at 123 people per square mile.
Climate profile
Classified as humid with a 47.0°F annual mean and 42.0" of annual precipitation. USDA hardiness zone 7a.
Housing & taxes
Median home value $132,300.

Score Breakdown

Violence
15
percentile (lower = safer)
Disasters
65
percentile (lower = safer)
Density
76
percentile (lower = emptier)
Overall FEMA Risk
65.2
NRI composite (0-100)

Natural Hazard Profile (FEMA NRI)

Avalanche 29
Cold Wave 59
Earthquake 52
Hail 46
Hurricane 68
Heat Wave 36
Riverine Flood 81
Ice Storm 57
Landslide 93
Lightning 55
Strong Wind 34
Tornado 42
Wildfire 28
Winter Weather 66

Monthly Climate (1991–2020 normals)

Average temperature
JFMAMJ JASOND
Monthly precipitation (inches)
JFMAMJ JASOND
Summer high
81.9°F
Winter low
12.7°F
Heating degree days
6,977
Cooling degree days
457

Housing & Economy

Median home value
$132,300
Median HH income
$58,033
Price to income
2.3×
Property tax rate
2.64%
~$3,488/yr median

Community Profile

Median age
40.6
Homeownership
68.7%
Poverty rate
15.1%
Unemployment
5.9%

Connectivity

Broadband households
69.1%
No internet access
15.6%

Explore Montgomery County Further

Similar Counties

Data sources. Prepper scores are national percentile ranks of firearm fatalities (County Health Rankings 2024 / CDC WONDER), FEMA National Risk Index 2023 composite disaster score, and population density (ACS 2022 + TIGER 2022 land area). Climate from NOAA nClimDiv 1991–2020 normals. Hardiness zone is estimated from climate data and may differ from the official USDA PHZM. Demographics and housing from Census ACS 5-year 2022. All scores are for comparison purposes only and do not constitute advice about where to live.