Payne County, OK
82,794 residents · 685 sq mi · 120.9/sq mi · 33% rural
About Payne County
Payne County is the eighth-most populous county located in the U.S. state of Oklahoma. As of the 2020 census, its population was 81,646. Its county seat is Stillwater. The county was created in 1890 as part of Oklahoma Territory and is named for Capt. David L. Payne, a leader of the "Boomers".
Prepper Assessment
This area features a mix of rural and suburban environments, with a population density of 120.9 people per square mile. The climate is characterized by an annual mean temperature of 60.3°F and an average of 37 inches of rainfall per year, providing a conducive environment for growing a variety of crops. The USDA zone 8b allows for a long growing season, but the summer highs can reach 93.7°F, which may challenge some crops without adequate irrigation.
Natural hazards are a significant concern, with the county facing risks from ice storms (FEMA rank 97), cold waves (97), and tornadoes (95). The disaster percentile is relatively high at 84, indicating a greater likelihood of natural events that could disrupt self-sufficient living. Additionally, while the violence percentile is low at 14, the overall cost of living is moderate, with a median home price of $196,100 and a median household income of $46,658, which may be a barrier for some.
This county may suit individuals who appreciate rural living and have the skills to manage the risks associated with natural disasters. Those with experience in farming or self-sustaining practices will likely thrive here, especially given the favorable growing conditions. However, individuals seeking a low-risk environment with minimal natural hazards might find this location less appealing due to its vulnerability to severe weather events.