Hunt & Live

Polk County, TN

17,863 residents · 435 sq mi · 41.1/sq mi · 100% rural

Climate
58.4°F
57.6" rain/yr
Water
humid
Aridity index 2.04
Hardiness
Zone 8b
Winter low ~19°F

About Polk County

Polk County is a county located in the southeastern corner of the U.S. state of Tennessee. As of the 2020 United States census, its population was 17,544. Its county seat is Benton. The county was created on November 28, 1839, from parts of Bradley and McMinn counties, after final removal of most Cherokee from the region that year. The county was named after then-governor James K. Polk. Polk County is included in the Cleveland, Tennessee Metropolitan Area Statistical Area, which is also included in the Chattanooga–Cleveland–Dalton, TN–GA–AL Combined Statistical Area.

48
Prepper Suitability
worsebetter
National rank: #1673 of 3,109
Locator map
Location within the continental US

Prepper Assessment

This area offers a humid subtropical climate with an annual mean temperature of 58.4°F, providing a relatively mild environment for year-round living. The growing season is favorable for a variety of crops, supported by 57.6 inches of rainfall annually. The terrain is predominantly rural, with a low population density of 41.1 people per square mile, which may appeal to those seeking solitude and space for self-sufficient living, though access to resources may be limited due to the rural nature of the county.

However, the county faces several natural hazards, including a high risk of landslides (FEMA rank 97) and wildfire (rank 76), which could pose significant threats to safety and property. The area has a relatively high violence percentile at 90/100, indicating potential safety concerns. Additionally, while housing is relatively affordable with a median home price of $128,200, economic opportunities may be limited, impacting long-term sustainability for residents.

Polk County may be a good fit for individuals or families who prioritize rural living and can adapt to the challenges posed by natural hazards and limited economic opportunities. Those with skills in agriculture or self-sufficiency could thrive here, especially if they appreciate a slower pace of life. However, individuals seeking urban amenities or higher safety from natural disasters might find this area less suitable for their needs.

AI-generated analysis based on county data (climate, hazards, density, housing, economy). For general orientation only.

Key Facts

Ranked #1,931 nationally
Out of 3,109 CONUS counties for composite prepper suitability.
#35 of 95 in TN
Ranked #35 of 95 counties statewide for prepper suitability.
Dominant hazard: landslide
FEMA ranks landslide risk at 97/100 here — the leading natural threat.
Rural-suburban mix
41.1 people per square mile.
Climate profile
Classified as humid with a 58.4°F annual mean and 57.6" of annual precipitation. USDA hardiness zone 8b.
Housing & taxes
Median home value $128,200.

Score Breakdown

Violence
79
percentile (lower = safer)
Disasters
31
percentile (lower = safer)
Density
48
percentile (lower = emptier)
Overall FEMA Risk
31.2
NRI composite (0-100)

Natural Hazard Profile (FEMA NRI)

Cold Wave 41
Drought 43
Earthquake 71
Hail 29
Hurricane 46
Heat Wave 19
Riverine Flood 43
Ice Storm 32
Landslide 97
Lightning 51
Strong Wind 69
Tornado 51
Wildfire 76
Winter Weather 17

Monthly Climate (1991–2020 normals)

Average temperature
JFMAMJ JASOND
Monthly precipitation (inches)
JFMAMJ JASOND
Summer high
87.2°F
Winter low
29°F
Heating degree days
3,660
Cooling degree days
1,297

Housing & Economy

Median home value
$128,200
Median HH income
$53,775
Price to income
2.4×
Property tax rate
0.59%
~$750/yr median

Community Profile

Median age
46.3
Homeownership
78.9%
Poverty rate
12.9%
Unemployment
7.8%

Connectivity

Broadband households
46.3%
No internet access
17.1%

Explore Polk County Further

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Data sources. Prepper scores are national percentile ranks of firearm fatalities (County Health Rankings 2024 / CDC WONDER), FEMA National Risk Index 2023 composite disaster score, and population density (ACS 2022 + TIGER 2022 land area). Climate from NOAA nClimDiv 1991–2020 normals. Hardiness zone is estimated from climate data and may differ from the official USDA PHZM. Demographics and housing from Census ACS 5-year 2022. All scores are for comparison purposes only and do not constitute advice about where to live.