Hunt & Live

Rutherford County, TN

360,619 residents · 619 sq mi · 582.3/sq mi · 16% rural

Climate
59.2°F
55" rain/yr
Water
humid
Aridity index 1.89
Hardiness
Zone 8b
Winter low ~18.8°F

About Rutherford County

Rutherford County is a county located in the U.S. state of Tennessee. It is located in Middle Tennessee. As of a 2023 estimate, the population was 367,101, making it the fifth-most populous county in Tennessee. A study conducted by the University of Tennessee projects Rutherford County to become the third largest county in Tennessee by population by 2050. Its county seat is Murfreesboro, which is also the geographic center of Tennessee. As of 2010, it is the center of population of Tennessee. Rutherford County is included in the Nashville-Davidson–Murfreesboro–Franklin, TN Metropolitan Statistical Area.

25
Prepper Suitability
worsebetter
National rank: #2815 of 3,109
Locator map
Location within the continental US

Prepper Assessment

The county features a mix of urban and rural environments, with a population density of 582.3 people per square mile, indicating a significant urban presence. The climate is characterized by an annual mean temperature of 59.2°F and an average annual rainfall of 55 inches, supporting a growing season suitable for a variety of crops in USDA zone 8b. However, the area's high humidity may present challenges for some crops, and water availability should be carefully managed due to the humid classification.

Natural hazards pose notable risks, with the county ranking high for cold waves (98), winter weather (97), and tornadoes (95) on the FEMA hazard scale. This area also faces earthquake (95) and riverine flood (93) risks, which could impact self-sufficiency efforts. Additionally, with a population of over 360,000, the density percentile at 92 indicates a crowded environment that may lead to increased competition for resources and higher living costs, with a median home price of $305,100.

This area may suit individuals or families who are comfortable navigating urban settings while seeking self-sufficient living options. Those with experience in disaster preparedness and resilience may thrive here, especially if they are adaptable to the risks presented. However, potential homesteaders looking for remote, low-density locations might find the county's urbanization and high population density to be significant dealbreakers.

AI-generated analysis based on county data (climate, hazards, density, housing, economy). For general orientation only.

Key Facts

Ranked #2,876 nationally
Out of 3,109 CONUS counties for composite prepper suitability.
#85 of 95 in TN
Ranked #85 of 95 counties statewide for prepper suitability.
Dominant hazard: cold wave
FEMA ranks cold wave risk at 98/100 here — the leading natural threat.
Urban: 582/sqmi
Densely populated at 582 people per square mile.
Climate profile
Classified as humid with a 59.2°F annual mean and 55.0" of annual precipitation. USDA hardiness zone 8b.
Housing & taxes
Median home value $305,100.

Score Breakdown

Violence
42
percentile (lower = safer)
Disasters
92
percentile (lower = safer)
Density
92
percentile (lower = emptier)
Overall FEMA Risk
91.7
NRI composite (0-100)

Natural Hazard Profile (FEMA NRI)

Cold Wave 98
Drought 46
Earthquake 95
Hail 59
Hurricane 53
Heat Wave 84
Riverine Flood 93
Ice Storm 75
Landslide 16
Lightning 91
Strong Wind 85
Tornado 95
Wildfire 43
Winter Weather 97

Monthly Climate (1991–2020 normals)

Average temperature
JFMAMJ JASOND
Monthly precipitation (inches)
JFMAMJ JASOND
Summer high
89.1°F
Winter low
28.8°F
Heating degree days
3,641
Cooling degree days
1,536

Housing & Economy

Median home value
$305,100
Median HH income
$78,291
Price to income
3.9×
Property tax rate
0.54%
~$1,654/yr median

Community Profile

Median age
34
Homeownership
65.2%
Poverty rate
9.8%
Unemployment
3.9%

Connectivity

Broadband households
79.4%
No internet access
5.1%

Explore Rutherford County Further

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Data sources. Prepper scores are national percentile ranks of firearm fatalities (County Health Rankings 2024 / CDC WONDER), FEMA National Risk Index 2023 composite disaster score, and population density (ACS 2022 + TIGER 2022 land area). Climate from NOAA nClimDiv 1991–2020 normals. Hardiness zone is estimated from climate data and may differ from the official USDA PHZM. Demographics and housing from Census ACS 5-year 2022. All scores are for comparison purposes only and do not constitute advice about where to live.