Hunt & Live

Sumner County, TN

203,858 residents · 530 sq mi · 385.0/sq mi · 25% rural

Climate
58.4°F
52.9" rain/yr
Water
humid
Aridity index 1.85
Hardiness
Zone 8b
Winter low ~18.1°F

About Sumner County

Sumner County is a county located on the central northern border of Tennessee in the United States. As of the 2020 United States census, the population was 196,281. Its county seat is Gallatin, and its most populous city is Hendersonville. The county is named after an American Revolutionary War hero, General Jethro Sumner.

30
Prepper Suitability
worsebetter
National rank: #2679 of 3,109
Locator map
Location within the continental US

Prepper Assessment

Living in this area offers a humid subtropical climate with an annual mean temperature of 58.4°F, providing a decent growing season for a variety of crops typical of USDA zone 8b. The county has ample rainfall, averaging 52.9 inches per year, which supports gardening and livestock. However, the population density of 385 people per square mile may limit the availability of larger plots of land for self-sufficient living, especially in more populated areas like Gallatin and Hendersonville.

The county faces significant natural hazards, with tornado risk rated at 96 and strong winds at 94, indicating a high potential for severe weather events. Additionally, the area has a disaster percentile of 88, suggesting that residents may frequently encounter natural disasters. While the violence percentile is moderate at 48, the overall population density could lead to increased competition for resources in emergencies. The median home price of $332,700 may also present affordability challenges for potential homesteaders.

This county may suit individuals or families who are prepared for the risks associated with severe weather and who have the financial means to invest in property. Those looking for a rural lifestyle with access to urban amenities may thrive here. However, prospective homesteaders should be cautious about the area's natural hazards and consider whether they are equipped to handle the challenges posed by tornadoes and flooding, which could be a dealbreaker for some.

AI-generated analysis based on county data (climate, hazards, density, housing, economy). For general orientation only.

Key Facts

Ranked #2,875 nationally
Out of 3,109 CONUS counties for composite prepper suitability.
#84 of 95 in TN
Ranked #84 of 95 counties statewide for prepper suitability.
Dominant hazard: tornado
FEMA ranks tornado risk at 96/100 here — the leading natural threat.
Urban: 385/sqmi
Densely populated at 385 people per square mile.
Climate profile
Classified as humid with a 58.4°F annual mean and 52.9" of annual precipitation. USDA hardiness zone 8b.
Housing & taxes
Median home value $332,700.

Score Breakdown

Violence
34
percentile (lower = safer)
Disasters
88
percentile (lower = safer)
Density
89
percentile (lower = emptier)
Overall FEMA Risk
87.7
NRI composite (0-100)

Natural Hazard Profile (FEMA NRI)

Cold Wave 92
Drought 42
Earthquake 92
Hail 87
Hurricane 33
Heat Wave 74
Riverine Flood 89
Ice Storm 88
Landslide 45
Lightning 82
Strong Wind 94
Tornado 96
Wildfire 38
Winter Weather 88

Monthly Climate (1991–2020 normals)

Average temperature
JFMAMJ JASOND
Monthly precipitation (inches)
JFMAMJ JASOND
Summer high
88.6°F
Winter low
28.1°F
Heating degree days
3,848
Cooling degree days
1,481

Housing & Economy

Median home value
$332,700
Median HH income
$81,883
Price to income
4.1×
Property tax rate
0.55%
~$1,837/yr median

Community Profile

Median age
39.8
Homeownership
72.9%
Poverty rate
9.4%
Unemployment
3.5%

Connectivity

Broadband households
77.2%
No internet access
7.5%

Explore Sumner County Further

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Data sources. Prepper scores are national percentile ranks of firearm fatalities (County Health Rankings 2024 / CDC WONDER), FEMA National Risk Index 2023 composite disaster score, and population density (ACS 2022 + TIGER 2022 land area). Climate from NOAA nClimDiv 1991–2020 normals. Hardiness zone is estimated from climate data and may differ from the official USDA PHZM. Demographics and housing from Census ACS 5-year 2022. All scores are for comparison purposes only and do not constitute advice about where to live.