Hunt & Live

Hill County, TX

37,329 residents · 959 sq mi · 38.9/sq mi · 78% rural

Climate
66.4°F
38.4" rain/yr
Water
humid
Aridity index 1.02
Hardiness
Zone 9b
Winter low ~26.3°F

About Hill County

Hill County is a county in the U.S. state of Texas. As of the 2020 census, its population was 35,874. Its county seat is Hillsboro. The county is named for George Washington Hill, secretary of war and secretary of the navy under the Republic of Texas. Hill County is part of Central Texas, though not included in the Texas Hill Country.

44
Prepper Suitability
worsebetter
National rank: #1920 of 3,109
Locator map
Location within the continental US

Prepper Assessment

This area features a humid climate with an annual mean temperature of 66.4°F and approximately 38.4 inches of rainfall per year, supporting a growing season suited for various crops. The terrain is predominantly rural, providing ample space for self-sufficient living with a population density of 38.9 people per square mile. However, the hot summer highs reaching 95.8°F may challenge some traditional farming practices, and the USDA zone 9b indicates a need for careful selection of plant varieties to thrive in the local conditions.

Natural hazards present notable risks, with the county facing a high likelihood of cold waves (FEMA rank 96) and tornadoes (rank 90). Additionally, wildfire risk is significant (rank 82), and drought conditions (rank 82) may impact water availability for farming. The county's violence percentile is at 70, indicating a higher level of concern for safety compared to other regions. While the median home price is relatively affordable at $142,000, the effective property tax rate of 1.34% could impact long-term financial planning.

This county may be a good fit for those seeking a rural lifestyle with moderate climate conditions who are prepared to manage the risks associated with natural hazards. Individuals with experience in farming or sustainable living practices will likely thrive here, while those reliant on urban amenities or concerned about safety might find it challenging. The affordable housing market is a potential hidden gem, but the prevalence of severe weather events could be a dealbreaker for some prospective homesteaders.

AI-generated analysis based on county data (climate, hazards, density, housing, economy). For general orientation only.

Key Facts

Ranked #2,313 nationally
Out of 3,109 CONUS counties for composite prepper suitability.
#197 of 254 in TX
Ranked #197 of 254 counties statewide for prepper suitability.
Dominant hazard: cold wave
FEMA ranks cold wave risk at 96/100 here — the leading natural threat.
Rural-suburban mix
38.9 people per square mile.
Climate profile
Classified as humid with a 66.4°F annual mean and 38.4" of annual precipitation. USDA hardiness zone 9b.
Housing & taxes
Median home value $142,000.

Score Breakdown

Violence
49
percentile (lower = safer)
Disasters
73
percentile (lower = safer)
Density
46
percentile (lower = emptier)
Overall FEMA Risk
73
NRI composite (0-100)

Natural Hazard Profile (FEMA NRI)

Cold Wave 96
Drought 82
Earthquake 31
Hail 79
Hurricane 66
Heat Wave 76
Riverine Flood 46
Ice Storm 77
Landslide 75
Lightning 79
Strong Wind 58
Tornado 90
Wildfire 82
Winter Weather 14

Monthly Climate (1991–2020 normals)

Average temperature
JFMAMJ JASOND
Monthly precipitation (inches)
JFMAMJ JASOND
Summer high
95.8°F
Winter low
36.3°F
Heating degree days
2,122
Cooling degree days
2,670

Housing & Economy

Median home value
$142,000
Median HH income
$60,669
Price to income
2.3×
Property tax rate
1.34%
~$1,901/yr median

Community Profile

Median age
41.2
Homeownership
75.3%
Poverty rate
13.3%
Unemployment
4.5%

Connectivity

Broadband households
44.9%
No internet access
13%

Explore Hill County Further

Similar Counties

Data sources. Prepper scores are national percentile ranks of firearm fatalities (County Health Rankings 2024 / CDC WONDER), FEMA National Risk Index 2023 composite disaster score, and population density (ACS 2022 + TIGER 2022 land area). Climate from NOAA nClimDiv 1991–2020 normals. Hardiness zone is estimated from climate data and may differ from the official USDA PHZM. Demographics and housing from Census ACS 5-year 2022. All scores are for comparison purposes only and do not constitute advice about where to live.