Hunt & Live

Kerr County, TX

53,741 residents · 1,103 sq mi · 48.7/sq mi · 40% rural

Climate
65.6°F
28.9" rain/yr
Water
dry sub-humid
Aridity index 0.82
Hardiness
Zone 9b
Winter low ~25.4°F

About Kerr County

Kerr County is a county located on the Edwards Plateau in the U.S. state of Texas. As of the 2020 census, the population was 52,598, and was estimated to be 53,990 in 2024. The county seat and the largest city is Kerrville. The county was named by Joshua D. Brown for his fellow Kentucky native James Kerr, a congressman of the Republic of Texas. The Kerrville, TX Micropolitan statistical area includes all of Kerr County.

44
Prepper Suitability
worsebetter
National rank: #1961 of 3,109
Locator map
Location within the continental US

Prepper Assessment

Living in this area offers a mix of rural and suburban environments, with a population density of 48.7 people per square mile. The climate is characterized by an annual mean temperature of 65.6°F and an average annual rainfall of 28.9 inches, making it suitable for diverse agricultural activities. The growing season is conducive to a variety of crops, particularly in USDA zone 9b, though water availability may be limited due to the dry sub-humid classification (aridity index 0.82).

Natural hazards pose significant risks in this region, with notable concerns including wildfire (FEMA rank 84), riverine flooding (rank 85), and winter weather challenges (rank 88). The area has a violence percentile of 63/100, indicating a moderate level of concern regarding safety. Housing costs are relatively moderate, with a median home price of $260,700 and a median household income of $66,713, but effective property tax rates of 1.08% can add to the overall cost of living.

This county may be a good fit for individuals or families seeking a semi-rural lifestyle with access to agricultural opportunities. Those who thrive here will likely appreciate the balance of community and nature. However, individuals sensitive to natural hazards or those requiring extensive urban amenities may find this area less suitable. A potential dealbreaker could be the limited water resources, while the relatively moderate climate and growing season could be seen as a hidden gem for aspiring homesteaders.

AI-generated analysis based on county data (climate, hazards, density, housing, economy). For general orientation only.

Key Facts

Ranked #2,400 nationally
Out of 3,109 CONUS counties for composite prepper suitability.
#203 of 254 in TX
Ranked #203 of 254 counties statewide for prepper suitability.
Dominant hazard: lightning
FEMA ranks lightning risk at 89/100 here — the leading natural threat.
Rural-suburban mix
48.7 people per square mile.
Climate profile
Classified as dry sub-humid with a 65.6°F annual mean and 28.9" of annual precipitation. USDA hardiness zone 9b.
Housing & taxes
Median home value $260,700.

Score Breakdown

Violence
40
percentile (lower = safer)
Disasters
77
percentile (lower = safer)
Density
53
percentile (lower = emptier)
Overall FEMA Risk
77.2
NRI composite (0-100)

Natural Hazard Profile (FEMA NRI)

Cold Wave 56
Drought 77
Earthquake 16
Hail 81
Hurricane 62
Heat Wave 67
Riverine Flood 85
Ice Storm 9
Landslide 66
Lightning 89
Strong Wind 64
Tornado 79
Wildfire 84
Winter Weather 88

Monthly Climate (1991–2020 normals)

Average temperature
JFMAMJ JASOND
Monthly precipitation (inches)
JFMAMJ JASOND
Summer high
93.7°F
Winter low
35.4°F
Heating degree days
2,042
Cooling degree days
2,276

Housing & Economy

Median home value
$260,700
Median HH income
$66,713
Price to income
3.9×
Property tax rate
1.08%
~$2,815/yr median

Community Profile

Median age
48.2
Homeownership
70.7%
Poverty rate
12.5%
Unemployment
3.3%

Connectivity

Broadband households
68.7%
No internet access
8.6%

Explore Kerr County Further

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Data sources. Prepper scores are national percentile ranks of firearm fatalities (County Health Rankings 2024 / CDC WONDER), FEMA National Risk Index 2023 composite disaster score, and population density (ACS 2022 + TIGER 2022 land area). Climate from NOAA nClimDiv 1991–2020 normals. Hardiness zone is estimated from climate data and may differ from the official USDA PHZM. Demographics and housing from Census ACS 5-year 2022. All scores are for comparison purposes only and do not constitute advice about where to live.