Hunt & Live

McCulloch County, TX

7,497 residents · 1,066 sq mi · 7.0/sq mi · 36% rural

Climate
65.6°F
27.1" rain/yr
Water
dry sub-humid
Aridity index 0.75
Hardiness
Zone 9a
Winter low ~24.5°F

About McCulloch County

McCulloch County is a county located on the Edwards Plateau in the U.S. state of Texas. At the 2020 census, its population was 7,630. Its county seat is Brady. The county was created in 1856 and later organized in 1876. It is named for Benjamin McCulloch, a famous Texas Ranger and Confederate general.

76
Prepper Suitability
worsebetter
National rank: #325 of 3,109
Locator map
Location within the continental US

Prepper Assessment

Living in this area offers a mix of rural charm and moderate climate. The annual mean temperature of 65.6°F and 27.1 inches of rainfall support a growing season conducive to agriculture, particularly in USDA zone 9a. The terrain is characterized by the Edwards Plateau, providing a relatively spacious environment with a population density of 7.0 people per square mile. However, the water classification as dry sub-humid indicates that careful water management will be necessary for self-sufficient living.

Natural hazards present notable challenges, with drought ranked 83 and wildfire risk at 69 on FEMA's scale. While the area has a low violence percentile of 96, indicating relative safety, the overall disaster percentile at 10 suggests that residents should be prepared for occasional severe weather events. The median home price of $98,700 is relatively affordable, but the effective property tax rate of 1.21% could impact long-term financial planning, especially for new homesteaders.

This county may suit individuals or families seeking a quieter, rural lifestyle with the ability to grow their own food and manage livestock. Those comfortable with the risks associated with drought and wildfires, and who can navigate the lower broadband access at 47%, may find it a good fit. However, potential residents who prioritize easy access to urban amenities or seek a more temperate climate year-round might find this area less appealing.

AI-generated analysis based on county data (climate, hazards, density, housing, economy). For general orientation only.

Key Facts

Ranked #919 nationally
Out of 3,109 CONUS counties for composite prepper suitability.
#113 of 254 in TX
Ranked #113 of 254 counties statewide for prepper suitability.
Dominant hazard: drought
FEMA ranks drought risk at 83/100 here — the leading natural threat.
Sparse population
7.0 people per square mile — well below the CONUS average.
Climate profile
Classified as dry sub-humid with a 65.6°F annual mean and 27.1" of annual precipitation. USDA hardiness zone 9a.
Housing & taxes
Median home value $98,700.

Score Breakdown

Violence
49
percentile (lower = safer)
Disasters
10
percentile (lower = safer)
Density
14
percentile (lower = emptier)
Overall FEMA Risk
10.1
NRI composite (0-100)

Natural Hazard Profile (FEMA NRI)

Cold Wave 14
Drought 83
Earthquake 6
Hail 53
Hurricane 31
Heat Wave 34
Riverine Flood 17
Ice Storm 5
Landslide 6
Lightning 43
Strong Wind 18
Tornado 30
Wildfire 69
Winter Weather 38

Monthly Climate (1991–2020 normals)

Average temperature
JFMAMJ JASOND
Monthly precipitation (inches)
JFMAMJ JASOND
Summer high
95.1°F
Winter low
34.5°F
Heating degree days
2,178
Cooling degree days
2,442

Housing & Economy

Median home value
$98,700
Median HH income
$53,214
Price to income
1.9×
Property tax rate
1.21%
~$1,195/yr median

Community Profile

Median age
44.4
Homeownership
70%
Poverty rate
13.5%
Unemployment
8.7%

Connectivity

Broadband households
46.8%
No internet access
11%

Explore McCulloch County Further

Similar Counties

Data sources. Prepper scores are national percentile ranks of firearm fatalities (County Health Rankings 2024 / CDC WONDER), FEMA National Risk Index 2023 composite disaster score, and population density (ACS 2022 + TIGER 2022 land area). Climate from NOAA nClimDiv 1991–2020 normals. Hardiness zone is estimated from climate data and may differ from the official USDA PHZM. Demographics and housing from Census ACS 5-year 2022. All scores are for comparison purposes only and do not constitute advice about where to live.