Hunt & Live

Stephens County, TX

9,390 residents · 897 sq mi · 10.5/sq mi · 40% rural

Climate
64.8°F
29.7" rain/yr
Water
dry sub-humid
Aridity index 0.84
Hardiness
Zone 9a
Winter low ~21.9°F

About Stephens County

Stephens County is a county located in the U.S. state of Texas. As of the 2020 census, its population was 9,101. Its county seat is Breckenridge. The county was created in 1858 and organized in 1876. It was originally named Buchanan County, after U.S. President James Buchanan, but was renamed in 1861 for Alexander H. Stephens, the vice president of the Confederate States of America.

75
Prepper Suitability
worsebetter
National rank: #358 of 3,109
Locator map
Location within the continental US

Prepper Assessment

Living in this area offers a mix of rural charm and practical opportunities for self-sufficient living. The county's terrain is primarily dry sub-humid with an annual mean temperature of 64.8°F, allowing for a growing season suitable for many crops in USDA zone 9a. With an average annual rainfall of 29.7 inches, water resources can be a concern, but the low population density of 10.5 people per square mile provides ample space for homesteading and agricultural pursuits.

However, potential residents should be aware of the natural hazards present in the region. The county ranks high for wildfire risk at FEMA rank 76, which could pose significant threats during dry seasons. Other concerns include hail (rank 59) and drought (rank 48). The median home price of $98,000 is relatively affordable, but the area has a median household income of $44,712, which may limit some families' financial flexibility for homesteading investments.

This county may be a good fit for individuals or families seeking a quieter, more rural lifestyle with a focus on self-sufficiency. Those who are resourceful and prepared to manage wildfire risks will likely thrive here. However, individuals reliant on urban amenities or those who require extensive broadband access may find the 58% subscription rate insufficient for their needs, making it a less suitable option for them.

AI-generated analysis based on county data (climate, hazards, density, housing, economy). For general orientation only.

Key Facts

Top 10% nationally
National prepper rank: #300 of 3,109.
#47 of 254 in TX
Ranked #47 of 254 counties statewide for prepper suitability.
Dominant hazard: wildfire
FEMA ranks wildfire risk at 76/100 here — the leading natural threat.
Sparse population
10.5 people per square mile — well below the CONUS average.
Climate profile
Classified as dry sub-humid with a 64.8°F annual mean and 29.7" of annual precipitation. USDA hardiness zone 9a.
Housing & taxes
Median home value $98,000.

Score Breakdown

Violence
49
percentile (lower = safer)
Disasters
9
percentile (lower = safer)
Density
18
percentile (lower = emptier)
Overall FEMA Risk
9.2
NRI composite (0-100)

Natural Hazard Profile (FEMA NRI)

Cold Wave 28
Drought 48
Earthquake 11
Hail 59
Hurricane 27
Heat Wave 39
Riverine Flood 19
Ice Storm 16
Landslide 55
Lightning 6
Strong Wind 26
Tornado 34
Wildfire 76
Winter Weather 5

Monthly Climate (1991–2020 normals)

Average temperature
JFMAMJ JASOND
Monthly precipitation (inches)
JFMAMJ JASOND
Summer high
96.1°F
Winter low
31.9°F
Heating degree days
2,496
Cooling degree days
2,442

Housing & Economy

Median home value
$98,000
Median HH income
$44,712
Price to income
2.2×
Property tax rate
1.68%
~$1,644/yr median

Community Profile

Median age
40.9
Homeownership
78.6%
Poverty rate
16.7%
Unemployment
8.6%

Connectivity

Broadband households
58.5%
No internet access
12.8%

Explore Stephens County Further

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Data sources. Prepper scores are national percentile ranks of firearm fatalities (County Health Rankings 2024 / CDC WONDER), FEMA National Risk Index 2023 composite disaster score, and population density (ACS 2022 + TIGER 2022 land area). Climate from NOAA nClimDiv 1991–2020 normals. Hardiness zone is estimated from climate data and may differ from the official USDA PHZM. Demographics and housing from Census ACS 5-year 2022. All scores are for comparison purposes only and do not constitute advice about where to live.